Crop-loss band · Georgia
Twiggs County, Georgia — crop-loss band
- 1.02Low end of the filed band
- 2.00Middle of the filed band
- 2.96High end of the filed band
- 2024Worst year filed (4.08)
- 10Years filed
Every year the Risk Management Agency has filed for Twiggs County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.02 at the low end to 2.96 at the high end, with 2.00 in the middle. The worst year filed is 2024, at 4.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $195,854 | $318,918 | $711,778 | 18 | 18 | 1.63 |
| 2016 | $323,573 | $787,632 | $1,097,491 | 30 | 30 | 2.43 |
| 2017 | $408,407 | $416,116 | $1,002,733 | 26 | 26 | 1.02 |
| 2018 | $377,651 | $723,321 | $1,095,380 | 31 | 31 | 1.92 |
| 2019 | $239,632 | $565,607 | $820,963 | 26 | 26 | 2.36 |
| 2020 | $105,846 | $217,925 | $392,309 | 12 | 12 | 2.06 |
| 2021 | $96,235 | $117,768 | $393,081 | 14 | 13 | 1.22 |
| 2022 | $341,021 | $683,005 | $1,260,983 | 40 | 40 | 2.00 |
| 2023 | $136,593 | $403,898 | $713,682 | 31 | 31 | 2.96 |
| 2024 | $290,952 | $1,188,097 | $1,884,658 | 54 | 54 | 4.08 |
Commodities insured in Twiggs County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.01Low end of the filed band
- 1.55Middle of the filed band
- 1.98High end of the filed band
- 2024Worst year filed (2.90)
- 10Years filed
- $2,025,823Premium filed
- $3,375,299Indemnity paid
- $5,983,364Liability insured
- 14,954Quantity planted
- 22,118Quantity lost
- 181Policies
- 180Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Twiggs County
- Drought $1,309,432 indemnity · 8 years
- Hurricane/Tropical Depression $637,718 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $459,485 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $334,863 indemnity · 5 years
- Heat $272,064 indemnity · 3 years
- Hurricane $154,529 indemnity · 1 years
Peanuts 10 years filed
- 1.02Low end of the filed band
- 2.71Middle of the filed band
- 6.15High end of the filed band
- 2016Worst year filed (6.58)
- 10Years filed
- $489,941Premium filed
- $2,046,988Indemnity paid
- $3,389,694Liability insured
- 7,093Quantity planted
- 6,824Quantity lost
- 101Policies
- 101Policies with a loss
- 4.18Loss ratio, whole span
Causes that carried the indemnity in Twiggs County
- Drought $1,145,747 indemnity · 10 years
- Heat $396,612 indemnity · 4 years
- Hurricane $188,915 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $170,644 indemnity · 3 years
- Hurricane/Tropical Depression $109,480 indemnity · 2 years
- Wildlife $19,910 indemnity · 3 years
Every county-crop the agency files in Georgia → Buy the Twiggs County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.