Crop-loss band · Georgia
Ware County, Georgia — crop-loss band
- 2.33Low end of the filed band
- 3.16Middle of the filed band
- 4.65High end of the filed band
- 2017Worst year filed (5.29)
- 10Years filed
Every year the Risk Management Agency has filed for Ware County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.33 at the low end to 4.65 at the high end, with 3.16 in the middle. The worst year filed is 2017, at 5.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $260,618 | $1,211,308 | $1,838,402 | 32 | 32 | 4.65 |
| 2016 | $301,685 | $954,581 | $2,067,243 | 46 | 46 | 3.16 |
| 2017 | $571,112 | $3,020,236 | $4,090,990 | 60 | 60 | 5.29 |
| 2018 | $663,117 | $2,803,676 | $4,606,959 | 64 | 64 | 4.23 |
| 2019 | $345,578 | $1,096,433 | $2,252,730 | 58 | 58 | 3.17 |
| 2020 | $1,185,799 | $2,764,200 | $6,496,953 | 67 | 67 | 2.33 |
| 2021 | $703,215 | $2,341,405 | $3,920,525 | 61 | 61 | 3.33 |
| 2022 | $1,588,231 | $4,362,236 | $6,980,909 | 88 | 88 | 2.75 |
| 2023 | $1,527,853 | $4,797,443 | $8,033,649 | 149 | 149 | 3.14 |
| 2024 | $2,698,679 | $7,337,370 | $14,255,950 | 245 | 245 | 2.72 |
Commodities insured in Ware County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Blueberries 10 years filed
- 1.87Low end of the filed band
- 2.70Middle of the filed band
- 6.37High end of the filed band
- 2017Worst year filed (6.64)
- 10Years filed
- $4,789,563Premium filed
- $14,281,811Indemnity paid
- $24,489,999Liability insured
- 4,982Quantity planted
- 4,987Quantity lost
- 181Policies
- 181Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Ware County
- Freeze $7,805,256 indemnity · 7 years
- Hurricane/Tropical Depression $1,364,976 indemnity · 1 years
- Hurricane $1,040,635 indemnity · 1 years
- Tropical Storm $974,973 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $858,478 indemnity · 4 years
- Hail $676,340 indemnity · 2 years
Cotton 10 years filed
- 1.61Low end of the filed band
- 3.33Middle of the filed band
- 3.76High end of the filed band
- 2021Worst year filed (3.87)
- 10Years filed
- $2,788,448Premium filed
- $8,541,610Indemnity paid
- $14,561,646Liability insured
- 22,328Quantity planted
- 33,556Quantity lost
- 321Policies
- 321Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Ware County
- Excess Moisture/Precipitation/Rain $3,171,110 indemnity · 9 years
- Hurricane/Tropical Depression $1,707,205 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $1,463,124 indemnity · 6 years
- Hurricane $808,977 indemnity · 1 years
- Drought $613,437 indemnity · 4 years
- Heat $360,070 indemnity · 5 years
Peanuts 10 years filed
- 2.61Low end of the filed band
- 3.88Middle of the filed band
- 4.59High end of the filed band
- 2021Worst year filed (6.08)
- 10Years filed
- $1,458,673Premium filed
- $4,976,707Indemnity paid
- $10,383,211Liability insured
- 13,367Quantity planted
- 13,154Quantity lost
- 218Policies
- 218Policies with a loss
- 3.41Loss ratio, whole span
Causes that carried the indemnity in Ware County
- Excess Moisture/Precipitation/Rain $1,701,519 indemnity · 9 years
- Hurricane/Tropical Depression $1,022,539 indemnity · 5 years
- Hurricane $811,324 indemnity · 1 years
- Tropical Storm $599,459 indemnity · 1 years
- Drought $383,580 indemnity · 7 years
- Heat $218,493 indemnity · 4 years
Pecans 8 years filed
- 0.79Low end of the filed band
- 3.15Middle of the filed band
- 6.65High end of the filed band
- 2019Worst year filed (6.65)
- 8Years filed
- $486,545Premium filed
- $1,572,778Indemnity paid
- $2,732,810Liability insured
- 5,780Quantity planted
- 1,821Quantity lost
- 43Policies
- 43Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Ware County
- Hurricane/Tropical Depression $521,443 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $364,880 indemnity · 5 years
- Hurricane $351,279 indemnity · 1 years
- Wind/Excess Wind $226,812 indemnity · 2 years
- Tropical Storm $79,828 indemnity · 1 years
- Decline in Price $20,276 indemnity · 2 years
Corn 9 years filed
- 1.84Low end of the filed band
- 4.68Middle of the filed band
- 7.04High end of the filed band
- 2021Worst year filed (7.04)
- 9Years filed
- $322,658Premium filed
- $1,315,982Indemnity paid
- $2,376,644Liability insured
- 4,889Quantity planted
- 4,939Quantity lost
- 107Policies
- 107Policies with a loss
- 4.08Loss ratio, whole span
Causes that carried the indemnity in Ware County
- Excess Moisture/Precipitation/Rain $396,918 indemnity · 6 years
- Hurricane/Tropical Depression $269,219 indemnity · 2 years
- Drought $222,213 indemnity · 7 years
- Hurricane $91,838 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $81,990 indemnity · 2 years
- Heat $80,396 indemnity · 5 years
Every county-crop the agency files in Georgia → Buy the Ware County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.