Crop-loss band · Georgia
Wayne County, Georgia — crop-loss band
- 1.91Low end of the filed band
- 2.35Middle of the filed band
- 2.99High end of the filed band
- 2024Worst year filed (3.14)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.91 at the low end to 2.99 at the high end, with 2.35 in the middle. The worst year filed is 2024, at 3.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,232,153 | $2,922,129 | $4,978,616 | 17 | 17 | 2.37 |
| 2016 | $614,534 | $1,232,989 | $3,072,940 | 51 | 51 | 2.01 |
| 2017 | $546,187 | $1,041,938 | $3,038,770 | 40 | 40 | 1.91 |
| 2018 | $895,715 | $2,281,474 | $4,515,521 | 52 | 51 | 2.55 |
| 2019 | $578,661 | $1,111,069 | $3,515,317 | 52 | 52 | 1.92 |
| 2020 | $380,179 | $968,365 | $2,764,579 | 55 | 55 | 2.55 |
| 2021 | $532,363 | $1,253,297 | $3,283,267 | 36 | 36 | 2.35 |
| 2022 | $842,055 | $1,934,077 | $4,218,528 | 82 | 82 | 2.30 |
| 2023 | $2,138,795 | $6,399,522 | $11,555,066 | 130 | 130 | 2.99 |
| 2024 | $1,951,424 | $6,122,127 | $12,450,296 | 179 | 179 | 3.14 |
Commodities insured in Wayne County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Onions 9 years filed
- 0.67Low end of the filed band
- 2.18Middle of the filed band
- 4.36High end of the filed band
- 2024Worst year filed (4.36)
- 9Years filed
- $3,608,612Premium filed
- $8,089,534Indemnity paid
- $14,764,003Liability insured
- 2,753Quantity planted
- 2,758Quantity lost
- 41Policies
- 41Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $5,727,179 indemnity · 7 years
- Freeze $1,920,846 indemnity · 4 years
- Plant Disease $242,772 indemnity · 4 years
- Heat $198,737 indemnity · 2 years
Cotton 10 years filed
- 2.25Low end of the filed band
- 2.86Middle of the filed band
- 3.72High end of the filed band
- 2015Worst year filed (4.79)
- 10Years filed
- $2,629,241Premium filed
- $7,518,450Indemnity paid
- $14,684,502Liability insured
- 17,233Quantity planted
- 34,828Quantity lost
- 307Policies
- 307Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- ARPI/SCO/STAX/MP Crops Only $2,424,526 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,434,109 indemnity · 7 years
- Hurricane/Tropical Depression $1,298,373 indemnity · 5 years
- Drought $1,006,843 indemnity · 7 years
- Hurricane $660,591 indemnity · 1 years
- Tropical Storm $344,316 indemnity · 1 years
Peanuts 10 years filed
- 1.36Low end of the filed band
- 2.81Middle of the filed band
- 4.35High end of the filed band
- 2023Worst year filed (5.13)
- 10Years filed
- $1,303,871Premium filed
- $4,163,563Indemnity paid
- $7,786,499Liability insured
- 5,597Quantity planted
- 5,767Quantity lost
- 140Policies
- 139Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Tropical Storm $1,585,105 indemnity · 1 years
- Hurricane/Tropical Depression $1,494,802 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $751,047 indemnity · 7 years
- Drought $259,853 indemnity · 6 years
- Heat $37,072 indemnity · 3 years
- Wildlife $30,572 indemnity · 2 years
Flue Cured Tobacco 8 years filed
- 0.53Low end of the filed band
- 2.66Middle of the filed band
- 6.50High end of the filed band
- 2018Worst year filed (6.50)
- 8Years filed
- $908,843Premium filed
- $2,645,183Indemnity paid
- $7,203,314Liability insured
- 2,239Quantity planted
- 2,239Quantity lost
- 25Policies
- 25Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $1,286,142 indemnity · 7 years
- Hurricane $493,942 indemnity · 1 years
- Hurricane/Tropical Depression $440,155 indemnity · 3 years
- Tropical Storm $174,352 indemnity · 1 years
- Drought $135,251 indemnity · 1 years
- Plant Disease $80,961 indemnity · 2 years
Apiculture 7 years filed
- 1.01Low end of the filed band
- 2.08Middle of the filed band
- 2.45High end of the filed band
- 2019Worst year filed (2.45)
- 7Years filed
- $860,315Premium filed
- $1,529,347Indemnity paid
- $6,344,310Liability insured
- 58,072Quantity planted
- 0Quantity lost
- 96Policies
- 96Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- ARPI/SCO/STAX/MP Crops Only $1,529,347 indemnity · 7 years
Corn 10 years filed
- 0.99Low end of the filed band
- 3.13Middle of the filed band
- 4.08High end of the filed band
- 2023Worst year filed (4.56)
- 10Years filed
- $401,184Premium filed
- $1,320,910Indemnity paid
- $2,610,272Liability insured
- 4,331Quantity planted
- 3,981Quantity lost
- 85Policies
- 85Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Hurricane/Tropical Depression $418,602 indemnity · 3 years
- Tropical Storm $232,931 indemnity · 1 years
- Drought $222,871 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $205,957 indemnity · 7 years
- Hurricane $99,967 indemnity · 1 years
- Heat $73,214 indemnity · 3 years
Every county-crop the agency files in Georgia → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.