Crop-loss band · Georgia
Webster County, Georgia — crop-loss band
- 1.62Low end of the filed band
- 1.81Middle of the filed band
- 2.73High end of the filed band
- 2016Worst year filed (3.08)
- 10Years filed
Every year the Risk Management Agency has filed for Webster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 2.73 at the high end, with 1.81 in the middle. The worst year filed is 2016, at 3.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $448,611 | $779,141 | $1,707,246 | 64 | 64 | 1.74 |
| 2016 | $534,675 | $1,644,509 | $2,539,400 | 73 | 72 | 3.08 |
| 2017 | $630,878 | $1,081,436 | $2,963,256 | 75 | 73 | 1.71 |
| 2018 | $958,165 | $2,619,118 | $3,963,120 | 88 | 88 | 2.73 |
| 2019 | $911,062 | $1,651,780 | $3,110,018 | 100 | 98 | 1.81 |
| 2020 | $428,394 | $796,954 | $1,955,553 | 94 | 91 | 1.86 |
| 2021 | $362,159 | $586,255 | $1,330,284 | 71 | 69 | 1.62 |
| 2022 | $1,071,357 | $1,938,119 | $4,517,069 | 139 | 139 | 1.81 |
| 2023 | $582,890 | $1,149,914 | $3,074,448 | 87 | 87 | 1.97 |
| 2024 | $990,934 | $2,657,911 | $5,527,228 | 139 | 139 | 2.68 |
Commodities insured in Webster County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.92Low end of the filed band
- 1.56Middle of the filed band
- 2.76High end of the filed band
- 2024Worst year filed (2.90)
- 10Years filed
- $4,793,223Premium filed
- $9,069,962Indemnity paid
- $16,166,646Liability insured
- 26,537Quantity planted
- 49,270Quantity lost
- 471Policies
- 468Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Webster County
- ARPI/SCO/STAX Crops Only $2,924,696 indemnity · 9 years
- Heat $1,902,476 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,611,496 indemnity · 9 years
- Hurricane/Tropical Depression $1,112,494 indemnity · 3 years
- Drought $827,738 indemnity · 8 years
- Freeze $263,284 indemnity · 4 years
Peanuts 10 years filed
- 1.97Low end of the filed band
- 2.73Middle of the filed band
- 4.83High end of the filed band
- 2019Worst year filed (5.45)
- 10Years filed
- $1,303,885Premium filed
- $4,070,251Indemnity paid
- $10,275,722Liability insured
- 17,257Quantity planted
- 16,837Quantity lost
- 297Policies
- 290Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Heat $1,517,983 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,111,380 indemnity · 10 years
- Drought $851,441 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $188,528 indemnity · 3 years
- Plant Disease $173,456 indemnity · 2 years
- Freeze $84,597 indemnity · 4 years
Corn 10 years filed
- 1.28Low end of the filed band
- 2.27Middle of the filed band
- 2.65High end of the filed band
- 2016Worst year filed (3.50)
- 10Years filed
- $822,017Premium filed
- $1,764,924Indemnity paid
- $4,245,254Liability insured
- 7,820Quantity planted
- 7,404Quantity lost
- 162Policies
- 162Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Heat $801,155 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $459,804 indemnity · 5 years
- Drought $123,964 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $116,881 indemnity · 7 years
- Wind/Excess Wind $101,757 indemnity · 6 years
- Wildlife $72,846 indemnity · 6 years
Every county-crop the agency files in Georgia → Buy the Webster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.