Crop-loss band · Georgia
Wheeler County, Georgia — crop-loss band
- 2.20Low end of the filed band
- 2.79Middle of the filed band
- 3.44High end of the filed band
- 2024Worst year filed (4.88)
- 10Years filed
Every year the Risk Management Agency has filed for Wheeler County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.20 at the low end to 3.44 at the high end, with 2.79 in the middle. The worst year filed is 2024, at 4.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $250,622 | $664,363 | $981,825 | 22 | 22 | 2.65 |
| 2016 | $284,787 | $767,939 | $1,181,364 | 24 | 21 | 2.70 |
| 2017 | $613,107 | $1,555,639 | $2,313,468 | 32 | 32 | 2.54 |
| 2018 | $557,804 | $1,555,603 | $2,031,013 | 36 | 36 | 2.79 |
| 2019 | $484,220 | $1,495,291 | $2,034,254 | 32 | 32 | 3.09 |
| 2020 | $415,738 | $1,216,555 | $2,175,156 | 20 | 19 | 2.93 |
| 2021 | $505,334 | $1,587,636 | $2,238,713 | 20 | 20 | 3.14 |
| 2022 | $744,650 | $1,638,494 | $2,279,897 | 19 | 19 | 2.20 |
| 2023 | $284,210 | $978,694 | $1,601,517 | 18 | 18 | 3.44 |
| 2024 | $481,506 | $2,347,787 | $3,591,284 | 40 | 40 | 4.88 |
Commodities insured in Wheeler County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.79Low end of the filed band
- 2.40Middle of the filed band
- 3.70High end of the filed band
- 2024Worst year filed (5.28)
- 10Years filed
- $3,673,413Premium filed
- $9,824,699Indemnity paid
- $13,597,759Liability insured
- 22,044Quantity planted
- 38,037Quantity lost
- 159Policies
- 156Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Wheeler County
- Excess Moisture/Precipitation/Rain $2,078,761 indemnity · 6 years
- Hurricane/Tropical Depression $1,969,022 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $1,612,453 indemnity · 7 years
- Heat $1,290,158 indemnity · 5 years
- Drought $831,188 indemnity · 7 years
- Wind/Excess Wind $787,864 indemnity · 1 years
Peanuts 10 years filed
- 2.53Low end of the filed band
- 4.63Middle of the filed band
- 5.34High end of the filed band
- 2017Worst year filed (5.70)
- 10Years filed
- $593,288Premium filed
- $2,593,625Indemnity paid
- $4,657,571Liability insured
- 5,898Quantity planted
- 5,877Quantity lost
- 46Policies
- 46Policies with a loss
- 4.37Loss ratio, whole span
Causes that carried the indemnity in Wheeler County
- Hurricane/Tropical Depression $797,455 indemnity · 3 years
- Heat $601,512 indemnity · 5 years
- Drought $309,469 indemnity · 5 years
- Hurricane $260,553 indemnity · 1 years
- Tropical Storm $242,387 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $200,174 indemnity · 3 years
Soybeans 8 years filed
- 3.39Low end of the filed band
- 4.25Middle of the filed band
- 10.55High end of the filed band
- 2023Worst year filed (10.55)
- 8Years filed
- $355,277Premium filed
- $1,389,677Indemnity paid
- $2,173,161Liability insured
- 7,455Quantity planted
- 7,455Quantity lost
- 58Policies
- 57Policies with a loss
- 3.91Loss ratio, whole span
Causes that carried the indemnity in Wheeler County
- Heat $518,845 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $302,558 indemnity · 3 years
- Hurricane/Tropical Depression $137,442 indemnity · 4 years
- Drought $119,134 indemnity · 3 years
- Hurricane $116,387 indemnity · 1 years
- Wildlife $95,173 indemnity · 3 years
Every county-crop the agency files in Georgia → Buy the Wheeler County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.