Crop-loss band · Iowa
Calhoun County, Iowa — crop-loss band
- 0.38Low end of the filed band
- 1.44Middle of the filed band
- 1.93High end of the filed band
- 2020Worst year filed (3.01)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.38 at the low end to 1.93 at the high end, with 1.44 in the middle. The worst year filed is 2020, at 3.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $296,226 | $399,623 | $4,682,875 | 145 | 144 | 1.35 |
| 2016 | $649,490 | $247,512 | $12,549,375 | 192 | 188 | 0.38 |
| 2017 | $1,592,651 | $3,070,356 | $27,550,736 | 443 | 443 | 1.93 |
| 2018 | $2,082,354 | $3,795,770 | $36,175,681 | 746 | 746 | 1.82 |
| 2019 | $929,564 | $1,336,735 | $16,657,811 | 280 | 279 | 1.44 |
| 2020 | $3,040,362 | $9,147,483 | $59,627,008 | 819 | 818 | 3.01 |
| 2021 | $89,601 | $150,800 | $1,206,159 | 35 | 35 | 1.68 |
| 2022 | $2,493,179 | $2,137,094 | $34,135,389 | 240 | 240 | 0.86 |
| 2023 | $6,420,175 | $9,838,616 | $93,272,668 | 796 | 793 | 1.53 |
| 2024 | $1,820,573 | $896,935 | $27,939,145 | 211 | 211 | 0.49 |
Commodities insured in Calhoun County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.20Low end of the filed band
- 1.40Middle of the filed band
- 2.22High end of the filed band
- 2020Worst year filed (3.18)
- 10Years filed
- $15,398,101Premium filed
- $23,843,533Indemnity paid
- $246,671,187Liability insured
- 255,376Quantity planted
- 273,681Quantity lost
- 2,339Policies
- 2,330Policies with a loss
- 1.55Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $14,612,638 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $3,242,449 indemnity · 5 years
- Decline in Price $3,149,733 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,877,859 indemnity · 7 years
- Wind/Excess Wind $427,231 indemnity · 7 years
- Hail $206,122 indemnity · 6 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.42Middle of the filed band
- 1.93High end of the filed band
- 2020Worst year filed (2.39)
- 10Years filed
- $4,016,075Premium filed
- $7,177,391Indemnity paid
- $67,125,660Liability insured
- 131,329Quantity planted
- 127,479Quantity lost
- 1,568Policies
- 1,567Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $2,913,942 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,359,794 indemnity · 8 years
- Decline in Price $1,280,535 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $307,472 indemnity · 3 years
- Hail $150,101 indemnity · 9 years
- Wind/Excess Wind $47,766 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.