Crop-loss band · Iowa
Carroll County, Iowa — crop-loss band
- 0.70Low end of the filed band
- 1.94Middle of the filed band
- 2.25High end of the filed band
- 2020Worst year filed (4.52)
- 10Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 2.25 at the high end, with 1.94 in the middle. The worst year filed is 2020, at 4.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $349,334 | $711,035 | $5,380,566 | 142 | 142 | 2.04 |
| 2016 | $476,012 | $642,594 | $8,480,590 | 160 | 158 | 1.35 |
| 2017 | $547,975 | $1,020,115 | $8,439,924 | 195 | 195 | 1.86 |
| 2018 | $797,771 | $1,689,221 | $15,600,397 | 373 | 373 | 2.12 |
| 2019 | $211,762 | $409,863 | $3,985,820 | 88 | 88 | 1.94 |
| 2020 | $4,162,748 | $18,821,133 | $79,097,953 | 1,071 | 1,071 | 4.52 |
| 2021 | $207,911 | $407,897 | $2,909,834 | 52 | 52 | 1.96 |
| 2022 | $1,364,607 | $1,781,816 | $16,820,676 | 159 | 159 | 1.31 |
| 2023 | $11,640,669 | $26,153,383 | $172,310,580 | 1,470 | 1,468 | 2.25 |
| 2024 | $1,060,827 | $740,010 | $15,367,008 | 167 | 167 | 0.70 |
Commodities insured in Carroll County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.34Low end of the filed band
- 1.76Middle of the filed band
- 2.15High end of the filed band
- 2020Worst year filed (4.40)
- 10Years filed
- $16,856,345Premium filed
- $41,164,623Indemnity paid
- $250,544,563Liability insured
- 271,248Quantity planted
- 274,044Quantity lost
- 2,431Policies
- 2,427Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $25,343,073 indemnity · 9 years
- Wind/Excess Wind $5,117,673 indemnity · 8 years
- Decline in Price $4,511,654 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,619,893 indemnity · 4 years
- Hail $1,282,220 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,063,255 indemnity · 9 years
Soybeans 10 years filed
- 1.08Low end of the filed band
- 2.24Middle of the filed band
- 2.74High end of the filed band
- 2020Worst year filed (5.26)
- 10Years filed
- $3,963,271Premium filed
- $11,212,444Indemnity paid
- $77,848,785Liability insured
- 128,262Quantity planted
- 126,727Quantity lost
- 1,446Policies
- 1,446Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $6,432,206 indemnity · 7 years
- Hail $1,279,610 indemnity · 9 years
- Decline in Price $1,155,209 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $884,784 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $830,606 indemnity · 2 years
- Wind/Excess Wind $439,662 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.