Crop-loss band · Iowa
Cass County, Iowa — crop-loss band
- 0.89Low end of the filed band
- 1.72Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.35)
- 10Years filed
Every year the Risk Management Agency has filed for Cass County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.20 at the high end, with 1.72 in the middle. The worst year filed is 2019, at 2.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $391,105 | $725,392 | $5,909,004 | 132 | 132 | 1.85 |
| 2016 | $240,092 | $326,889 | $4,307,054 | 88 | 88 | 1.36 |
| 2017 | $610,021 | $821,863 | $9,686,163 | 164 | 164 | 1.35 |
| 2018 | $2,829,463 | $6,230,524 | $48,487,293 | 632 | 630 | 2.20 |
| 2019 | $242,855 | $569,711 | $4,154,117 | 86 | 85 | 2.35 |
| 2020 | $1,133,662 | $2,266,991 | $19,643,655 | 226 | 224 | 2.00 |
| 2021 | $124,870 | $214,157 | $1,388,079 | 18 | 18 | 1.72 |
| 2022 | $3,133,156 | $5,592,425 | $43,223,402 | 426 | 426 | 1.78 |
| 2023 | $2,452,615 | $3,510,500 | $38,511,219 | 293 | 293 | 1.43 |
| 2024 | $706,694 | $630,945 | $12,355,393 | 126 | 126 | 0.89 |
Commodities insured in Cass County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.81Low end of the filed band
- 2.01Middle of the filed band
- 2.73High end of the filed band
- 2018Worst year filed (2.86)
- 10Years filed
- $6,197,226Premium filed
- $12,001,640Indemnity paid
- $101,114,447Liability insured
- 130,843Quantity planted
- 130,151Quantity lost
- 1,068Policies
- 1,065Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Drought $4,216,881 indemnity · 9 years
- Wind/Excess Wind $3,323,296 indemnity · 7 years
- Decline in Price $2,154,251 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,328,550 indemnity · 8 years
- Hail $466,989 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $295,452 indemnity · 3 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 1.46Middle of the filed band
- 1.95High end of the filed band
- 2020Worst year filed (1.99)
- 10Years filed
- $5,667,307Premium filed
- $8,887,757Indemnity paid
- $86,550,932Liability insured
- 162,288Quantity planted
- 155,093Quantity lost
- 1,123Policies
- 1,121Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Drought $4,530,875 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,511,627 indemnity · 9 years
- Decline in Price $1,505,258 indemnity · 9 years
- Hail $760,558 indemnity · 7 years
- Wind/Excess Wind $325,938 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $114,282 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Cass County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.