Crop-loss band · Iowa
Cedar County, Iowa — crop-loss band
- 1.34Low end of the filed band
- 1.85Middle of the filed band
- 3.71High end of the filed band
- 2020Worst year filed (4.25)
- 10Years filed
Every year the Risk Management Agency has filed for Cedar County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 3.71 at the high end, with 1.85 in the middle. The worst year filed is 2020, at 4.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $530,633 | $1,029,024 | $9,186,562 | 126 | 126 | 1.94 |
| 2016 | $233,349 | $389,358 | $4,990,454 | 83 | 83 | 1.67 |
| 2017 | $280,146 | $482,764 | $5,197,962 | 95 | 95 | 1.72 |
| 2018 | $384,620 | $890,009 | $7,426,513 | 151 | 151 | 2.31 |
| 2019 | $1,065,506 | $3,030,403 | $22,266,199 | 317 | 315 | 2.84 |
| 2020 | $2,472,217 | $10,516,468 | $60,538,872 | 623 | 622 | 4.25 |
| 2021 | $174,211 | $645,833 | $2,931,068 | 64 | 64 | 3.71 |
| 2022 | $308,466 | $423,190 | $5,238,941 | 63 | 63 | 1.37 |
| 2023 | $3,574,126 | $6,621,504 | $66,411,159 | 488 | 488 | 1.85 |
| 2024 | $1,043,114 | $1,395,495 | $17,356,120 | 162 | 162 | 1.34 |
Commodities insured in Cedar County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.87Low end of the filed band
- 1.91Middle of the filed band
- 4.28High end of the filed band
- 2022Worst year filed (5.06)
- 10Years filed
- $7,637,617Premium filed
- $20,332,163Indemnity paid
- $152,337,804Liability insured
- 176,840Quantity planted
- 181,993Quantity lost
- 1,392Policies
- 1,389Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Cedar County
- Wind/Excess Wind $7,530,310 indemnity · 7 years
- Drought $5,631,493 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,950,141 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,577,854 indemnity · 3 years
- Decline in Price $930,527 indemnity · 8 years
- Heat $260,732 indemnity · 3 years
Soybeans 10 years filed
- 0.88Low end of the filed band
- 2.07Middle of the filed band
- 3.53High end of the filed band
- 2020Worst year filed (3.97)
- 10Years filed
- $2,428,771Premium filed
- $5,091,885Indemnity paid
- $49,206,046Liability insured
- 82,238Quantity planted
- 76,364Quantity lost
- 780Policies
- 780Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Cedar County
- Drought $2,161,261 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,740,879 indemnity · 9 years
- Decline in Price $372,896 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $234,778 indemnity · 1 years
- Cold Wet Weather $145,854 indemnity · 8 years
- Hail $141,060 indemnity · 8 years
Every county-crop the agency files in Iowa → Buy the Cedar County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.