Crop-loss band · Iowa
Cherokee County, Iowa — crop-loss band
- 0.72Low end of the filed band
- 2.15Middle of the filed band
- 2.88High end of the filed band
- 2021Worst year filed (3.02)
- 10Years filed
Every year the Risk Management Agency has filed for Cherokee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 2.88 at the high end, with 2.15 in the middle. The worst year filed is 2021, at 3.02. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $134,538 | $202,362 | $2,361,876 | 50 | 50 | 1.50 |
| 2016 | $210,824 | $151,645 | $4,654,786 | 94 | 93 | 0.72 |
| 2017 | $1,256,626 | $2,750,490 | $23,404,811 | 454 | 453 | 2.19 |
| 2018 | $473,198 | $1,303,388 | $10,174,452 | 257 | 257 | 2.75 |
| 2019 | $350,505 | $1,008,596 | $8,379,281 | 233 | 231 | 2.88 |
| 2020 | $1,065,434 | $2,941,975 | $23,492,328 | 408 | 408 | 2.76 |
| 2021 | $428,197 | $1,295,088 | $6,636,663 | 130 | 129 | 3.02 |
| 2022 | $3,935,190 | $7,330,356 | $61,136,375 | 616 | 616 | 1.86 |
| 2023 | $5,831,358 | $12,512,583 | $104,095,609 | 932 | 932 | 2.15 |
| 2024 | $4,358,802 | $7,916,616 | $72,908,367 | 925 | 925 | 1.82 |
Commodities insured in Cherokee County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.59Low end of the filed band
- 2.31Middle of the filed band
- 3.79High end of the filed band
- 2019Worst year filed (4.02)
- 10Years filed
- $12,050,156Premium filed
- $26,399,206Indemnity paid
- $209,946,257Liability insured
- 219,634Quantity planted
- 222,212Quantity lost
- 2,360Policies
- 2,358Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- Drought $16,356,093 indemnity · 7 years
- Decline in Price $3,157,129 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,842,628 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $2,467,213 indemnity · 7 years
- Flood $619,380 indemnity · 4 years
- Wind/Excess Wind $376,690 indemnity · 7 years
Soybeans 10 years filed
- 1.26Low end of the filed band
- 1.62Middle of the filed band
- 3.27High end of the filed band
- 2021Worst year filed (3.33)
- 10Years filed
- $5,994,516Premium filed
- $11,013,893Indemnity paid
- $107,298,291Liability insured
- 160,446Quantity planted
- 160,969Quantity lost
- 1,739Policies
- 1,736Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- Drought $4,757,041 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,525,830 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,482,657 indemnity · 3 years
- Decline in Price $953,738 indemnity · 8 years
- Flood $774,361 indemnity · 3 years
- Hail $327,978 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Cherokee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.