Crop-loss band · Iowa
Davis County, Iowa — crop-loss band
- 0.78Low end of the filed band
- 1.52Middle of the filed band
- 2.30High end of the filed band
- 2017Worst year filed (2.95)
- 10Years filed
Every year the Risk Management Agency has filed for Davis County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 2.30 at the high end, with 1.52 in the middle. The worst year filed is 2017, at 2.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,329,695 | $3,064,630 | $11,375,020 | 292 | 292 | 2.30 |
| 2016 | $217,267 | $169,337 | $2,069,956 | 66 | 66 | 0.78 |
| 2017 | $2,737,082 | $8,073,032 | $27,000,260 | 544 | 543 | 2.95 |
| 2018 | $942,554 | $2,170,788 | $8,981,619 | 285 | 285 | 2.30 |
| 2019 | $1,151,642 | $2,188,107 | $11,047,378 | 274 | 272 | 1.90 |
| 2020 | $1,058,705 | $2,388,032 | $12,020,417 | 282 | 281 | 2.26 |
| 2021 | $1,496,670 | $2,025,608 | $13,583,609 | 248 | 248 | 1.35 |
| 2022 | $1,695,245 | $2,488,198 | $16,510,097 | 243 | 243 | 1.47 |
| 2023 | $2,012,315 | $3,064,261 | $19,145,642 | 323 | 323 | 1.52 |
| 2024 | $726,166 | $698,805 | $8,076,287 | 123 | 123 | 0.96 |
Commodities insured in Davis County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.54Low end of the filed band
- 1.43Middle of the filed band
- 2.30High end of the filed band
- 2017Worst year filed (2.71)
- 10Years filed
- $8,418,159Premium filed
- $15,265,201Indemnity paid
- $73,674,700Liability insured
- 127,360Quantity planted
- 124,608Quantity lost
- 1,309Policies
- 1,307Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Davis County
- Drought $8,676,065 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,531,697 indemnity · 10 years
- Cold Wet Weather $526,969 indemnity · 10 years
- Decline in Price $457,678 indemnity · 8 years
- Heat $340,282 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $284,508 indemnity · 3 years
Soybeans 10 years filed
- 0.94Low end of the filed band
- 2.16Middle of the filed band
- 3.27High end of the filed band
- 2017Worst year filed (3.71)
- 10Years filed
- $4,408,235Premium filed
- $9,983,188Indemnity paid
- $52,277,142Liability insured
- 127,335Quantity planted
- 114,006Quantity lost
- 1,123Policies
- 1,121Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Davis County
- Drought $6,790,908 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,297,752 indemnity · 10 years
- Cold Wet Weather $343,538 indemnity · 10 years
- Heat $242,894 indemnity · 5 years
- Decline in Price $125,466 indemnity · 8 years
- Wildlife $109,580 indemnity · 7 years
Pasture,Rangeland,Forage 8 years filed
- 0.66Low end of the filed band
- 2.23Middle of the filed band
- 3.03High end of the filed band
- 2017Worst year filed (3.03)
- 8Years filed
- $540,947Premium filed
- $1,082,409Indemnity paid
- $3,858,443Liability insured
- 25,568Quantity planted
- 0Quantity lost
- 248Policies
- 248Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Davis County
- ARPI/SCO/STAX/MP Crops Only $1,082,409 indemnity · 8 years
Every county-crop the agency files in Iowa → Buy the Davis County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.