Crop-loss band · Iowa
Delaware County, Iowa — crop-loss band
- 1.20Low end of the filed band
- 1.99Middle of the filed band
- 2.92High end of the filed band
- 2020Worst year filed (3.06)
- 10Years filed
Every year the Risk Management Agency has filed for Delaware County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 2.92 at the high end, with 1.99 in the middle. The worst year filed is 2020, at 3.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $407,945 | $620,213 | $6,021,801 | 154 | 154 | 1.52 |
| 2016 | $54,767 | $95,664 | $895,362 | 52 | 52 | 1.75 |
| 2017 | $222,236 | $445,244 | $3,015,532 | 99 | 99 | 2.00 |
| 2018 | $254,061 | $525,152 | $3,902,942 | 129 | 129 | 2.07 |
| 2019 | $328,909 | $961,371 | $5,856,392 | 157 | 157 | 2.92 |
| 2020 | $1,584,287 | $4,841,969 | $33,854,461 | 507 | 505 | 3.06 |
| 2021 | $315,051 | $627,212 | $4,089,667 | 92 | 92 | 1.99 |
| 2022 | $254,179 | $304,932 | $3,568,515 | 81 | 81 | 1.20 |
| 2023 | $9,224,439 | $25,055,132 | $171,802,519 | 1,468 | 1,468 | 2.72 |
| 2024 | $2,094,725 | $3,126,769 | $39,062,681 | 439 | 439 | 1.49 |
Commodities insured in Delaware County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.26Low end of the filed band
- 2.74Middle of the filed band
- 3.13High end of the filed band
- 2020Worst year filed (3.15)
- 10Years filed
- $11,431,849Premium filed
- $29,775,562Indemnity paid
- $221,875,876Liability insured
- 212,619Quantity planted
- 236,772Quantity lost
- 2,138Policies
- 2,136Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Delaware County
- Drought $18,691,542 indemnity · 9 years
- Decline in Price $3,870,354 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,666,195 indemnity · 3 years
- Wind/Excess Wind $1,953,225 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,736,472 indemnity · 9 years
- Cold Wet Weather $224,939 indemnity · 7 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 1.37Middle of the filed band
- 2.32High end of the filed band
- 2023Worst year filed (2.58)
- 10Years filed
- $3,308,750Premium filed
- $6,828,096Indemnity paid
- $50,193,996Liability insured
- 72,632Quantity planted
- 75,241Quantity lost
- 1,040Policies
- 1,040Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Delaware County
- Drought $4,049,125 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $903,094 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $827,672 indemnity · 2 years
- Decline in Price $785,236 indemnity · 8 years
- Cold Wet Weather $92,944 indemnity · 8 years
- Hail $62,964 indemnity · 5 years
Every county-crop the agency files in Iowa → Buy the Delaware County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.