Crop-loss band · Iowa
Fayette County, Iowa — crop-loss band
- 0.92Low end of the filed band
- 1.85Middle of the filed band
- 3.12High end of the filed band
- 2019Worst year filed (3.50)
- 10Years filed
Every year the Risk Management Agency has filed for Fayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.92 at the low end to 3.12 at the high end, with 1.85 in the middle. The worst year filed is 2019, at 3.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $439,436 | $637,899 | $6,272,851 | 154 | 154 | 1.45 |
| 2016 | $151,576 | $472,917 | $2,643,940 | 84 | 84 | 3.12 |
| 2017 | $936,684 | $1,519,963 | $13,832,606 | 295 | 295 | 1.62 |
| 2018 | $994,850 | $1,729,669 | $16,563,705 | 331 | 331 | 1.74 |
| 2019 | $352,917 | $1,233,808 | $5,569,516 | 135 | 135 | 3.50 |
| 2020 | $1,029,552 | $2,270,282 | $20,073,806 | 288 | 288 | 2.21 |
| 2021 | $888,136 | $812,638 | $12,349,148 | 170 | 170 | 0.92 |
| 2022 | $184,611 | $358,948 | $2,653,492 | 52 | 52 | 1.94 |
| 2023 | $7,631,597 | $16,459,108 | $134,576,454 | 1,171 | 1,171 | 2.16 |
| 2024 | $5,452,916 | $10,088,422 | $82,741,027 | 1,164 | 1,164 | 1.85 |
Commodities insured in Fayette County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.65Low end of the filed band
- 2.25Middle of the filed band
- 3.12High end of the filed band
- 2019Worst year filed (4.66)
- 10Years filed
- $10,725,810Premium filed
- $23,077,423Indemnity paid
- $190,621,912Liability insured
- 209,819Quantity planted
- 212,405Quantity lost
- 2,008Policies
- 2,008Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Drought $11,236,673 indemnity · 8 years
- Decline in Price $3,955,313 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,126,417 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $2,906,859 indemnity · 9 years
- Wind/Excess Wind $652,489 indemnity · 6 years
- Cold Wet Weather $514,228 indemnity · 6 years
Soybeans 10 years filed
- 0.43Low end of the filed band
- 1.44Middle of the filed band
- 1.96High end of the filed band
- 2016Worst year filed (3.71)
- 10Years filed
- $7,336,465Premium filed
- $12,506,231Indemnity paid
- $106,654,632Liability insured
- 185,832Quantity planted
- 176,765Quantity lost
- 1,836Policies
- 1,836Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Drought $5,805,972 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,401,186 indemnity · 9 years
- Decline in Price $2,188,322 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,115,180 indemnity · 2 years
- Cold Wet Weather $365,435 indemnity · 8 years
- Flood $215,321 indemnity · 5 years
Every county-crop the agency files in Iowa → Buy the Fayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.