Crop-loss band · Iowa
Hamilton County, Iowa — crop-loss band
- 1.05Low end of the filed band
- 1.89Middle of the filed band
- 2.30High end of the filed band
- 2020Worst year filed (2.42)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 2.30 at the high end, with 1.89 in the middle. The worst year filed is 2020, at 2.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $387,349 | $620,237 | $6,289,285 | 151 | 151 | 1.60 |
| 2016 | $41,351 | $94,060 | $904,362 | 24 | 24 | 2.27 |
| 2017 | $882,826 | $1,664,545 | $15,334,992 | 212 | 209 | 1.89 |
| 2018 | $2,161,403 | $4,208,112 | $35,649,785 | 485 | 485 | 1.95 |
| 2019 | $882,169 | $2,027,969 | $15,356,906 | 263 | 262 | 2.30 |
| 2020 | $2,768,872 | $6,711,604 | $54,669,119 | 522 | 516 | 2.42 |
| 2021 | $738,913 | $1,412,216 | $10,722,601 | 116 | 116 | 1.91 |
| 2022 | $779,995 | $1,015,941 | $11,557,975 | 131 | 131 | 1.30 |
| 2023 | $2,245,517 | $3,090,087 | $31,450,090 | 243 | 243 | 1.38 |
| 2024 | $4,613,686 | $4,828,554 | $67,381,653 | 430 | 430 | 1.05 |
Commodities insured in Hamilton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.87Low end of the filed band
- 1.88Middle of the filed band
- 2.56High end of the filed band
- 2019Worst year filed (2.99)
- 10Years filed
- $10,716,267Premium filed
- $17,832,321Indemnity paid
- $177,824,331Liability insured
- 201,836Quantity planted
- 211,040Quantity lost
- 1,440Policies
- 1,439Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Drought $7,888,106 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $3,223,074 indemnity · 9 years
- Wind/Excess Wind $2,224,037 indemnity · 6 years
- Decline in Price $1,861,257 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,612,459 indemnity · 3 years
- Hail $671,937 indemnity · 6 years
Soybeans 10 years filed
- 1.01Low end of the filed band
- 1.53Middle of the filed band
- 2.18High end of the filed band
- 2021Worst year filed (2.22)
- 10Years filed
- $4,785,814Premium filed
- $7,841,004Indemnity paid
- $71,492,437Liability insured
- 130,118Quantity planted
- 134,269Quantity lost
- 1,137Policies
- 1,128Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $2,939,344 indemnity · 9 years
- Drought $1,376,228 indemnity · 7 years
- Decline in Price $1,247,206 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,132,442 indemnity · 3 years
- Hail $832,428 indemnity · 6 years
- Cold Wet Weather $131,722 indemnity · 4 years
Every county-crop the agency files in Iowa → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.