Crop-loss band · Iowa
Harrison County, Iowa — crop-loss band
- 0.35Low end of the filed band
- 2.03Middle of the filed band
- 2.61High end of the filed band
- 2019Worst year filed (4.52)
- 10Years filed
Every year the Risk Management Agency has filed for Harrison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.35 at the low end to 2.61 at the high end, with 2.03 in the middle. The worst year filed is 2019, at 4.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,345,823 | $3,517,091 | $15,338,881 | 319 | 314 | 2.61 |
| 2016 | $1,435,270 | $1,045,801 | $18,448,261 | 257 | 248 | 0.73 |
| 2017 | $1,794,028 | $1,705,628 | $23,857,580 | 343 | 343 | 0.95 |
| 2018 | $2,547,863 | $6,247,621 | $37,838,490 | 535 | 533 | 2.45 |
| 2019 | $1,294,451 | $5,855,315 | $14,739,133 | 370 | 370 | 4.52 |
| 2020 | $1,076,233 | $2,135,914 | $16,727,517 | 255 | 255 | 1.98 |
| 2021 | $41,444 | $14,356 | $508,831 | 11 | 11 | 0.35 |
| 2022 | $8,447,029 | $18,133,656 | $101,400,794 | 758 | 758 | 2.15 |
| 2023 | $9,488,950 | $20,016,532 | $141,254,429 | 929 | 928 | 2.11 |
| 2024 | $4,303,195 | $8,714,698 | $59,316,732 | 630 | 630 | 2.03 |
Commodities insured in Harrison County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.35Low end of the filed band
- 1.87Middle of the filed band
- 2.69High end of the filed band
- 2019Worst year filed (4.61)
- 10Years filed
- $22,753,069Premium filed
- $48,632,050Indemnity paid
- $306,474,494Liability insured
- 354,501Quantity planted
- 345,732Quantity lost
- 2,474Policies
- 2,459Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Drought $23,040,671 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $8,625,457 indemnity · 10 years
- Decline in Price $4,641,973 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,857,818 indemnity · 3 years
- Wind/Excess Wind $3,276,239 indemnity · 9 years
- Heat $2,630,533 indemnity · 6 years
Soybeans 10 years filed
- 0.33Low end of the filed band
- 1.89Middle of the filed band
- 2.75High end of the filed band
- 2019Worst year filed (4.34)
- 10Years filed
- $9,021,217Premium filed
- $18,754,562Indemnity paid
- $122,956,154Liability insured
- 222,464Quantity planted
- 215,154Quantity lost
- 1,933Policies
- 1,931Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Drought $8,185,512 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $4,548,291 indemnity · 10 years
- Decline in Price $1,751,509 indemnity · 7 years
- Heat $1,365,191 indemnity · 6 years
- Flood $1,000,472 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $784,307 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Harrison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.