Crop-loss band · Iowa
Henry County, Iowa — crop-loss band
- 1.22Low end of the filed band
- 2.34Middle of the filed band
- 2.95High end of the filed band
- 2016Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 2.95 at the high end, with 2.34 in the middle. The worst year filed is 2016, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $413,939 | $785,735 | $5,010,358 | 157 | 157 | 1.90 |
| 2016 | $77,144 | $235,381 | $940,649 | 34 | 32 | 3.05 |
| 2017 | $520,128 | $1,236,216 | $6,575,503 | 202 | 199 | 2.38 |
| 2018 | $289,004 | $801,976 | $3,690,209 | 107 | 107 | 2.78 |
| 2019 | $1,038,657 | $2,614,302 | $15,134,823 | 327 | 327 | 2.52 |
| 2020 | $244,573 | $396,333 | $3,620,530 | 102 | 100 | 1.62 |
| 2021 | $1,967,340 | $3,736,429 | $25,346,995 | 467 | 466 | 1.90 |
| 2022 | $703,258 | $2,076,862 | $9,264,397 | 157 | 157 | 2.95 |
| 2023 | $1,336,535 | $1,626,714 | $16,069,996 | 238 | 238 | 1.22 |
| 2024 | $409,073 | $958,748 | $4,999,610 | 84 | 84 | 2.34 |
Commodities insured in Henry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.01Low end of the filed band
- 1.94Middle of the filed band
- 2.75High end of the filed band
- 2016Worst year filed (2.88)
- 10Years filed
- $5,134,798Premium filed
- $9,344,505Indemnity paid
- $58,647,768Liability insured
- 85,813Quantity planted
- 81,720Quantity lost
- 1,096Policies
- 1,091Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $5,268,471 indemnity · 10 years
- Drought $2,523,737 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $721,845 indemnity · 4 years
- Flood $272,746 indemnity · 5 years
- Decline in Price $164,176 indemnity · 7 years
- Plant Disease $134,489 indemnity · 1 years
Soybeans 10 years filed
- 1.52Low end of the filed band
- 2.62Middle of the filed band
- 3.57High end of the filed band
- 2022Worst year filed (3.64)
- 10Years filed
- $1,497,010Premium filed
- $3,792,463Indemnity paid
- $27,914,299Liability insured
- 56,483Quantity planted
- 46,217Quantity lost
- 698Policies
- 695Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Drought $1,679,252 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,668,739 indemnity · 10 years
- Cold Wet Weather $185,551 indemnity · 10 years
- Hail $57,595 indemnity · 3 years
- Decline in Price $46,509 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $44,489 indemnity · 1 years
Hybrid Corn Seed 9 years filed
- 0.72Low end of the filed band
- 3.42Middle of the filed band
- 5.81High end of the filed band
- 2019Worst year filed (5.81)
- 9Years filed
- $367,843Premium filed
- $1,331,728Indemnity paid
- $4,091,003Liability insured
- 4,448Quantity planted
- 4,448Quantity lost
- 81Policies
- 81Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $675,002 indemnity · 5 years
- Wind/Excess Wind $315,376 indemnity · 3 years
- Drought $245,197 indemnity · 1 years
- Heat $96,153 indemnity · 1 years
Every county-crop the agency files in Iowa → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.