Crop-loss band · Iowa
Jones County, Iowa — crop-loss band
- 1.41Low end of the filed band
- 2.71Middle of the filed band
- 3.82High end of the filed band
- 2020Worst year filed (4.90)
- 10Years filed
Every year the Risk Management Agency has filed for Jones County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.41 at the low end to 3.82 at the high end, with 2.71 in the middle. The worst year filed is 2020, at 4.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $348,074 | $881,894 | $6,082,983 | 149 | 149 | 2.53 |
| 2016 | $111,314 | $294,713 | $2,307,110 | 75 | 75 | 2.65 |
| 2017 | $185,020 | $501,960 | $3,201,234 | 83 | 83 | 2.71 |
| 2018 | $328,684 | $963,308 | $6,310,688 | 132 | 132 | 2.93 |
| 2019 | $895,807 | $3,418,014 | $17,343,771 | 298 | 298 | 3.82 |
| 2020 | $2,093,562 | $10,256,724 | $46,560,547 | 556 | 556 | 4.90 |
| 2021 | $214,462 | $677,593 | $3,129,592 | 78 | 78 | 3.16 |
| 2022 | $255,692 | $535,748 | $3,750,927 | 53 | 53 | 2.10 |
| 2023 | $7,908,397 | $25,043,234 | $144,301,403 | 1,203 | 1,203 | 3.17 |
| 2024 | $550,251 | $775,935 | $8,883,474 | 154 | 154 | 1.41 |
Commodities insured in Jones County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.23Low end of the filed band
- 2.59Middle of the filed band
- 3.98High end of the filed band
- 2020Worst year filed (5.05)
- 10Years filed
- $9,811,805Premium filed
- $35,351,969Indemnity paid
- $186,552,933Liability insured
- 215,367Quantity planted
- 215,342Quantity lost
- 1,813Policies
- 1,813Policies with a loss
- 3.60Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $17,683,898 indemnity · 9 years
- Wind/Excess Wind $6,522,927 indemnity · 7 years
- Decline in Price $3,886,859 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,675,389 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,033,082 indemnity · 2 years
- Hail $809,881 indemnity · 5 years
Soybeans 10 years filed
- 1.44Low end of the filed band
- 2.59Middle of the filed band
- 3.62High end of the filed band
- 2021Worst year filed (5.36)
- 10Years filed
- $3,079,458Premium filed
- $7,997,154Indemnity paid
- $55,318,796Liability insured
- 92,681Quantity planted
- 91,265Quantity lost
- 968Policies
- 968Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $3,877,304 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,799,424 indemnity · 9 years
- Decline in Price $983,199 indemnity · 8 years
- Hail $380,964 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $220,351 indemnity · 2 years
- Heat $197,960 indemnity · 4 years
Every county-crop the agency files in Iowa → Buy the Jones County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.