Crop-loss band · Iowa
Kossuth County, Iowa — crop-loss band
- 1.20Low end of the filed band
- 2.22Middle of the filed band
- 2.92High end of the filed band
- 2024Worst year filed (3.01)
- 10Years filed
Every year the Risk Management Agency has filed for Kossuth County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 2.92 at the high end, with 2.22 in the middle. The worst year filed is 2024, at 3.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $172,930 | $478,278 | $3,016,988 | 103 | 103 | 2.77 |
| 2016 | $409,897 | $523,304 | $8,828,752 | 145 | 145 | 1.28 |
| 2017 | $487,313 | $1,079,514 | $9,823,065 | 199 | 199 | 2.22 |
| 2018 | $4,977,977 | $14,515,517 | $105,980,076 | 1,545 | 1,545 | 2.92 |
| 2019 | $1,986,947 | $4,598,595 | $41,391,334 | 543 | 541 | 2.31 |
| 2020 | $1,837,357 | $4,382,028 | $37,909,211 | 410 | 409 | 2.39 |
| 2021 | $1,332,380 | $2,335,402 | $20,113,055 | 252 | 252 | 1.75 |
| 2022 | $534,341 | $941,854 | $8,295,854 | 126 | 126 | 1.76 |
| 2023 | $5,473,873 | $6,542,893 | $93,627,483 | 691 | 691 | 1.20 |
| 2024 | $14,316,728 | $43,039,791 | $263,544,464 | 2,846 | 2,846 | 3.01 |
Commodities insured in Kossuth County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.01Low end of the filed band
- 2.40Middle of the filed band
- 2.88High end of the filed band
- 2018Worst year filed (3.21)
- 10Years filed
- $22,178,053Premium filed
- $54,415,136Indemnity paid
- $415,547,858Liability insured
- 515,895Quantity planted
- 464,503Quantity lost
- 3,973Policies
- 3,970Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Kossuth County
- Excess Moisture/Precipitation/Rain $31,812,118 indemnity · 9 years
- Decline in Price $6,932,757 indemnity · 8 years
- Drought $5,825,974 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $4,360,831 indemnity · 3 years
- Wind/Excess Wind $3,427,546 indemnity · 10 years
- Hail $1,511,864 indemnity · 7 years
Soybeans 10 years filed
- 1.13Low end of the filed band
- 1.57Middle of the filed band
- 2.87High end of the filed band
- 2024Worst year filed (3.31)
- 10Years filed
- $9,351,690Premium filed
- $24,022,040Indemnity paid
- $176,982,424Liability insured
- 314,251Quantity planted
- 274,962Quantity lost
- 2,887Policies
- 2,887Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Kossuth County
- Excess Moisture/Precipitation/Rain $14,455,163 indemnity · 10 years
- Decline in Price $3,154,385 indemnity · 8 years
- Drought $2,418,027 indemnity · 8 years
- Hail $2,100,593 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,421,492 indemnity · 1 years
- Flood $171,810 indemnity · 6 years
Every county-crop the agency files in Iowa → Buy the Kossuth County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.