Crop-loss band · Iowa
Lyon County, Iowa — crop-loss band
- 1.40Low end of the filed band
- 2.41Middle of the filed band
- 2.82High end of the filed band
- 2019Worst year filed (3.28)
- 10Years filed
Every year the Risk Management Agency has filed for Lyon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 2.82 at the high end, with 2.41 in the middle. The worst year filed is 2019, at 3.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $241,956 | $387,585 | $4,297,910 | 120 | 118 | 1.60 |
| 2016 | $289,594 | $508,796 | $5,440,945 | 149 | 146 | 1.76 |
| 2017 | $240,297 | $336,135 | $4,602,789 | 131 | 131 | 1.40 |
| 2018 | $995,037 | $2,661,097 | $20,742,616 | 455 | 455 | 2.67 |
| 2019 | $2,001,556 | $6,555,086 | $40,501,024 | 868 | 867 | 3.28 |
| 2020 | $445,607 | $1,079,148 | $8,505,845 | 200 | 200 | 2.42 |
| 2021 | $448,921 | $1,267,361 | $6,743,621 | 114 | 114 | 2.82 |
| 2022 | $3,016,216 | $6,409,089 | $42,917,639 | 495 | 495 | 2.12 |
| 2023 | $6,068,860 | $14,643,203 | $106,509,339 | 1,022 | 1,022 | 2.41 |
| 2024 | $3,992,431 | $9,918,152 | $65,073,606 | 966 | 966 | 2.48 |
Commodities insured in Lyon County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.49Low end of the filed band
- 2.36Middle of the filed band
- 2.92High end of the filed band
- 2019Worst year filed (3.35)
- 10Years filed
- $12,844,006Premium filed
- $32,308,177Indemnity paid
- $215,747,864Liability insured
- 240,911Quantity planted
- 241,880Quantity lost
- 2,681Policies
- 2,679Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Lyon County
- Drought $14,775,531 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $8,157,099 indemnity · 10 years
- Decline in Price $3,867,118 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,210,541 indemnity · 3 years
- Flood $1,981,694 indemnity · 4 years
- Hail $524,903 indemnity · 6 years
Soybeans 10 years filed
- 0.99Low end of the filed band
- 2.28Middle of the filed band
- 3.06High end of the filed band
- 2020Worst year filed (3.64)
- 10Years filed
- $4,896,468Premium filed
- $11,457,475Indemnity paid
- $89,587,470Liability insured
- 146,255Quantity planted
- 144,441Quantity lost
- 1,839Policies
- 1,835Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Lyon County
- Excess Moisture/Precipitation/Rain $4,533,867 indemnity · 9 years
- Drought $3,065,803 indemnity · 9 years
- Decline in Price $1,050,349 indemnity · 8 years
- Flood $967,909 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $819,747 indemnity · 3 years
- Hail $706,380 indemnity · 8 years
Every county-crop the agency files in Iowa → Buy the Lyon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.