Crop-loss band · Iowa
Monroe County, Iowa — crop-loss band
- 1.17Low end of the filed band
- 2.07Middle of the filed band
- 2.38High end of the filed band
- 2016Worst year filed (3.00)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.17 at the low end to 2.38 at the high end, with 2.07 in the middle. The worst year filed is 2016, at 3.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,445,216 | $3,441,471 | $8,578,392 | 330 | 329 | 2.38 |
| 2016 | $180,500 | $542,299 | $1,225,295 | 119 | 119 | 3.00 |
| 2017 | $833,671 | $1,908,614 | $6,020,084 | 239 | 238 | 2.29 |
| 2018 | $829,993 | $1,973,850 | $6,726,205 | 290 | 288 | 2.38 |
| 2019 | $794,838 | $1,847,884 | $4,846,945 | 275 | 274 | 2.32 |
| 2020 | $955,841 | $1,706,620 | $7,518,392 | 289 | 289 | 1.79 |
| 2021 | $833,376 | $972,911 | $4,973,849 | 184 | 183 | 1.17 |
| 2022 | $1,345,779 | $2,400,801 | $9,293,775 | 267 | 267 | 1.78 |
| 2023 | $753,861 | $1,559,063 | $5,153,328 | 265 | 265 | 2.07 |
| 2024 | $811,288 | $1,090,559 | $5,449,129 | 220 | 218 | 1.34 |
Commodities insured in Monroe County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.87Low end of the filed band
- 1.54Middle of the filed band
- 2.04High end of the filed band
- 2017Worst year filed (2.08)
- 10Years filed
- $4,573,866Premium filed
- $7,401,868Indemnity paid
- $28,231,694Liability insured
- 59,081Quantity planted
- 53,285Quantity lost
- 780Policies
- 780Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $3,618,443 indemnity · 8 years
- Drought $2,853,604 indemnity · 8 years
- Flood $283,212 indemnity · 4 years
- Cold Wet Weather $174,742 indemnity · 9 years
- Decline in Price $147,236 indemnity · 8 years
- Wildlife $136,114 indemnity · 7 years
Soybeans 10 years filed
- 1.04Low end of the filed band
- 2.02Middle of the filed band
- 2.54High end of the filed band
- 2015Worst year filed (2.61)
- 10Years filed
- $3,080,566Premium filed
- $6,241,031Indemnity paid
- $25,868,326Liability insured
- 64,989Quantity planted
- 61,206Quantity lost
- 902Policies
- 902Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $3,836,312 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,639,694 indemnity · 9 years
- Decline in Price $267,302 indemnity · 7 years
- Wildlife $154,273 indemnity · 9 years
- Cold Wet Weather $122,993 indemnity · 9 years
- Hail $121,678 indemnity · 4 years
Forage Seeding 10 years filed
- 2.41Low end of the filed band
- 4.03Middle of the filed band
- 6.42High end of the filed band
- 2015Worst year filed (8.25)
- 10Years filed
- $725,626Premium filed
- $2,883,997Indemnity paid
- $3,107,496Liability insured
- 13,793Quantity planted
- 13,717Quantity lost
- 569Policies
- 561Policies with a loss
- 3.97Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Cold Winter $892,499 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $871,165 indemnity · 8 years
- Drought $607,459 indemnity · 9 years
- Freeze $270,286 indemnity · 5 years
- Cold Wet Weather $195,836 indemnity · 8 years
- Insects $32,161 indemnity · 1 years
Pasture,Rangeland,Forage 7 years filed
- 0.48Low end of the filed band
- 2.27Middle of the filed band
- 2.39High end of the filed band
- 2024Worst year filed (2.39)
- 7Years filed
- $404,305Premium filed
- $917,176Indemnity paid
- $2,577,877Liability insured
- 18,480Quantity planted
- 0Quantity lost
- 227Policies
- 227Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- ARPI/SCO/STAX/MP Crops Only $917,176 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.