Crop-loss band · Iowa
Sac County, Iowa — crop-loss band
- 0.46Low end of the filed band
- 1.83Middle of the filed band
- 2.36High end of the filed band
- 2020Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Sac County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.46 at the low end to 2.36 at the high end, with 1.83 in the middle. The worst year filed is 2020, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $180,200 | $380,811 | $2,531,261 | 74 | 74 | 2.11 |
| 2016 | $496,041 | $230,331 | $7,576,946 | 116 | 115 | 0.46 |
| 2017 | $1,419,649 | $2,679,944 | $20,425,628 | 391 | 389 | 1.89 |
| 2018 | $516,098 | $981,875 | $8,031,496 | 189 | 189 | 1.90 |
| 2019 | $391,450 | $716,062 | $6,054,602 | 133 | 132 | 1.83 |
| 2020 | $4,298,363 | $13,101,221 | $72,704,931 | 902 | 895 | 3.05 |
| 2021 | $226,339 | $533,553 | $3,242,115 | 55 | 55 | 2.36 |
| 2022 | $471,677 | $735,329 | $5,730,609 | 92 | 92 | 1.56 |
| 2023 | $10,788,712 | $18,754,910 | $154,001,225 | 1,113 | 1,113 | 1.74 |
| 2024 | $2,447,515 | $2,599,933 | $32,397,486 | 297 | 297 | 1.06 |
Commodities insured in Sac County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.46Low end of the filed band
- 1.81Middle of the filed band
- 2.68High end of the filed band
- 2020Worst year filed (3.07)
- 10Years filed
- $16,273,463Premium filed
- $32,227,805Indemnity paid
- $237,401,972Liability insured
- 241,221Quantity planted
- 251,649Quantity lost
- 2,054Policies
- 2,046Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Sac County
- Drought $21,745,846 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,901,605 indemnity · 3 years
- Decline in Price $3,575,864 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,261,163 indemnity · 7 years
- Wind/Excess Wind $1,027,541 indemnity · 5 years
- Hail $560,178 indemnity · 6 years
Soybeans 10 years filed
- 0.62Low end of the filed band
- 1.44Middle of the filed band
- 2.40High end of the filed band
- 2020Worst year filed (2.96)
- 10Years filed
- $4,962,581Premium filed
- $8,486,164Indemnity paid
- $75,294,327Liability insured
- 117,981Quantity planted
- 123,022Quantity lost
- 1,308Policies
- 1,305Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Sac County
- Drought $4,658,836 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,281,792 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,033,834 indemnity · 3 years
- Hail $695,789 indemnity · 8 years
- Decline in Price $546,315 indemnity · 8 years
- Cold Wet Weather $124,517 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Sac County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.