Crop-loss band · Iowa
Webster County, Iowa — crop-loss band
- 0.88Low end of the filed band
- 1.64Middle of the filed band
- 2.35High end of the filed band
- 2020Worst year filed (2.65)
- 10Years filed
Every year the Risk Management Agency has filed for Webster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.88 at the low end to 2.35 at the high end, with 1.64 in the middle. The worst year filed is 2020, at 2.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $499,275 | $930,018 | $8,662,140 | 277 | 277 | 1.86 |
| 2016 | $329,416 | $394,851 | $6,122,164 | 140 | 140 | 1.20 |
| 2017 | $1,455,990 | $2,394,618 | $24,238,226 | 457 | 454 | 1.64 |
| 2018 | $3,820,493 | $8,966,737 | $71,643,595 | 1,275 | 1,274 | 2.35 |
| 2019 | $1,308,678 | $2,499,782 | $22,634,263 | 518 | 518 | 1.91 |
| 2020 | $2,744,491 | $7,260,804 | $55,548,362 | 684 | 684 | 2.65 |
| 2021 | $349,707 | $462,303 | $4,674,664 | 83 | 81 | 1.32 |
| 2022 | $1,474,100 | $2,804,627 | $20,529,262 | 280 | 277 | 1.90 |
| 2023 | $4,465,338 | $3,926,006 | $58,095,978 | 536 | 536 | 0.88 |
| 2024 | $3,515,162 | $3,850,871 | $53,698,053 | 480 | 480 | 1.10 |
Commodities insured in Webster County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.83Low end of the filed band
- 1.43Middle of the filed band
- 2.40High end of the filed band
- 2020Worst year filed (2.79)
- 10Years filed
- $14,697,666Premium filed
- $23,268,161Indemnity paid
- $234,869,522Liability insured
- 257,089Quantity planted
- 283,313Quantity lost
- 2,620Policies
- 2,615Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Drought $11,483,428 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,936,224 indemnity · 8 years
- Decline in Price $2,642,167 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,185,469 indemnity · 5 years
- Wind/Excess Wind $677,836 indemnity · 7 years
- Cold Wet Weather $128,732 indemnity · 6 years
Soybeans 10 years filed
- 0.85Low end of the filed band
- 1.53Middle of the filed band
- 2.13High end of the filed band
- 2018Worst year filed (2.30)
- 10Years filed
- $5,264,984Premium filed
- $10,222,456Indemnity paid
- $90,977,185Liability insured
- 178,856Quantity planted
- 179,290Quantity lost
- 2,110Policies
- 2,106Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Excess Moisture/Precipitation/Rain $5,330,577 indemnity · 9 years
- Drought $2,180,929 indemnity · 9 years
- Decline in Price $1,888,410 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $497,284 indemnity · 3 years
- Hail $199,008 indemnity · 8 years
- Cold Wet Weather $59,890 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Webster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.