Crop-loss band · Idaho
Bannock County, Idaho — crop-loss band
- 0.56Low end of the filed band
- 1.29Middle of the filed band
- 2.48High end of the filed band
- 2021Worst year filed (2.84)
- 10Years filed
Every year the Risk Management Agency has filed for Bannock County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.56 at the low end to 2.48 at the high end, with 1.29 in the middle. The worst year filed is 2021, at 2.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $407,943 | $792,266 | $3,325,820 | 30 | 30 | 1.94 |
| 2016 | $368,153 | $398,021 | $6,217,340 | 28 | 28 | 1.08 |
| 2017 | $769,580 | $826,636 | $15,909,109 | 23 | 23 | 1.07 |
| 2018 | $388,257 | $216,698 | $7,810,107 | 16 | 16 | 0.56 |
| 2019 | $579,432 | $654,074 | $8,563,695 | 42 | 41 | 1.13 |
| 2020 | $370,079 | $904,598 | $1,814,299 | 54 | 54 | 2.44 |
| 2021 | $566,245 | $1,607,199 | $3,617,271 | 90 | 90 | 2.84 |
| 2022 | $489,028 | $630,108 | $2,870,596 | 71 | 71 | 1.29 |
| 2023 | $755,352 | $1,873,107 | $4,877,517 | 58 | 58 | 2.48 |
| 2024 | $862,495 | $1,458,129 | $5,712,031 | 70 | 70 | 1.69 |
Commodities insured in Bannock County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.34Low end of the filed band
- 1.94Middle of the filed band
- 3.23High end of the filed band
- 2015Worst year filed (4.69)
- 10Years filed
- $1,941,262Premium filed
- $4,754,073Indemnity paid
- $13,939,265Liability insured
- 46,310Quantity planted
- 44,558Quantity lost
- 168Policies
- 168Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Bannock County
- Cold Wet Weather $1,227,901 indemnity · 5 years
- Drought $727,556 indemnity · 8 years
- Frost $525,617 indemnity · 6 years
- Heat $477,054 indemnity · 7 years
- Cold Winter $427,400 indemnity · 9 years
- Freeze $373,218 indemnity · 2 years
Pasture,Rangeland,Forage 6 years filed
- 0.78Low end of the filed band
- 1.08Middle of the filed band
- 2.75High end of the filed band
- 2021Worst year filed (2.75)
- 6Years filed
- $1,479,874Premium filed
- $2,612,759Indemnity paid
- $7,434,373Liability insured
- 306,381Quantity planted
- 0Quantity lost
- 197Policies
- 197Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Bannock County
- ARPI/SCO/STAX/MP Crops Only $2,612,759 indemnity · 6 years
All Other Crops 10 years filed
- 0.09Low end of the filed band
- 0.92Middle of the filed band
- 4.28High end of the filed band
- 2024Worst year filed (4.66)
- 10Years filed
- $1,773,568Premium filed
- $1,282,355Indemnity paid
- $37,798,660Liability insured
- 4,762Quantity planted
- 1,242Quantity lost
- 44Policies
- 43Policies with a loss
- 0.72Loss ratio, whole span
Causes that carried the indemnity in Bannock County
- Decline in Price $749,443 indemnity · 3 years
- Frost $159,587 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $154,768 indemnity · 6 years
- Cold Wet Weather $129,735 indemnity · 5 years
- Hail $30,161 indemnity · 1 years
- Plant Disease $26,722 indemnity · 1 years
Barley 10 years filed
- 0.42Low end of the filed band
- 1.42Middle of the filed band
- 2.82High end of the filed band
- 2018Worst year filed (6.19)
- 10Years filed
- $361,860Premium filed
- $711,649Indemnity paid
- $1,545,486Liability insured
- 9,883Quantity planted
- 9,913Quantity lost
- 73Policies
- 73Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Bannock County
- Drought $181,984 indemnity · 6 years
- Hail $155,719 indemnity · 3 years
- Heat $137,958 indemnity · 6 years
- Cold Wet Weather $73,714 indemnity · 1 years
- Frost $69,107 indemnity · 5 years
- Freeze $32,507 indemnity · 2 years
Every county-crop the agency files in Idaho → Buy the Bannock County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.