Crop-loss band · Idaho
Elmore County, Idaho — crop-loss band
- 1.45Low end of the filed band
- 1.78Middle of the filed band
- 2.69High end of the filed band
- 2021Worst year filed (3.71)
- 10Years filed
Every year the Risk Management Agency has filed for Elmore County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.69 at the high end, with 1.78 in the middle. The worst year filed is 2021, at 3.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $446,742 | $761,297 | $6,297,013 | 19 | 19 | 1.70 |
| 2016 | $327,567 | $881,765 | $2,399,609 | 27 | 27 | 2.69 |
| 2017 | $625,812 | $1,116,283 | $6,853,644 | 30 | 30 | 1.78 |
| 2018 | $823,595 | $1,816,788 | $8,473,993 | 42 | 42 | 2.21 |
| 2019 | $842,806 | $1,684,220 | $9,086,533 | 50 | 50 | 2.00 |
| 2020 | $1,040,161 | $1,854,078 | $9,196,960 | 69 | 69 | 1.78 |
| 2021 | $911,316 | $3,378,622 | $12,602,530 | 80 | 80 | 3.71 |
| 2022 | $1,714,038 | $4,013,424 | $6,926,864 | 99 | 99 | 2.34 |
| 2023 | $1,018,639 | $1,633,837 | $15,462,656 | 37 | 37 | 1.60 |
| 2024 | $1,634,315 | $2,361,952 | $11,034,820 | 87 | 87 | 1.45 |
Commodities insured in Elmore County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 0.93Low end of the filed band
- 1.59Middle of the filed band
- 2.08High end of the filed band
- 2019Worst year filed (2.08)
- 7Years filed
- $3,715,674Premium filed
- $4,810,658Indemnity paid
- $12,174,082Liability insured
- 511,560Quantity planted
- 0Quantity lost
- 272Policies
- 272Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- ARPI/SCO/STAX/MP Crops Only $4,810,658 indemnity · 7 years
Wheat 10 years filed
- 0.84Low end of the filed band
- 1.98Middle of the filed band
- 2.55High end of the filed band
- 2021Worst year filed (3.13)
- 10Years filed
- $2,120,284Premium filed
- $4,356,145Indemnity paid
- $7,273,590Liability insured
- 34,361Quantity planted
- 34,497Quantity lost
- 107Policies
- 107Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- Heat $1,986,330 indemnity · 9 years
- Drought $771,295 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $352,714 indemnity · 4 years
- Cold Winter $297,127 indemnity · 4 years
- Failure of Irrigation Supply $242,896 indemnity · 3 years
- Wildlife $241,994 indemnity · 3 years
Corn 8 years filed
- 1.62Low end of the filed band
- 10.74Middle of the filed band
- 16.36High end of the filed band
- 2022Worst year filed (16.36)
- 8Years filed
- $533,066Premium filed
- $3,796,121Indemnity paid
- $9,275,433Liability insured
- 6,475Quantity planted
- 9,134Quantity lost
- 28Policies
- 28Policies with a loss
- 7.12Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- Failure of Irrigation Supply $2,255,483 indemnity · 5 years
- Heat $784,825 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $408,780 indemnity · 1 years
- Wind/Excess Wind $177,403 indemnity · 1 years
- Cold Wet Weather $166,560 indemnity · 1 years
- Hail $3,070 indemnity · 1 years
Potatoes 9 years filed
- 1.25Low end of the filed band
- 6.10Middle of the filed band
- 13.63High end of the filed band
- 2022Worst year filed (13.63)
- 9Years filed
- $311,848Premium filed
- $2,495,533Indemnity paid
- $5,545,766Liability insured
- 2,680Quantity planted
- 2,680Quantity lost
- 16Policies
- 16Policies with a loss
- 8.00Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- Failure of Irrigation Supply $1,513,632 indemnity · 6 years
- Heat $904,637 indemnity · 4 years
- Hail $52,359 indemnity · 1 years
- Freeze $17,311 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $7,594 indemnity · 1 years
Barley 10 years filed
- 1.57Low end of the filed band
- 3.90Middle of the filed band
- 10.12High end of the filed band
- 2015Worst year filed (10.21)
- 10Years filed
- $631,853Premium filed
- $2,268,362Indemnity paid
- $3,632,358Liability insured
- 19,389Quantity planted
- 19,549Quantity lost
- 42Policies
- 42Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- Drought $758,512 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $300,773 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $278,007 indemnity · 3 years
- Heat $246,494 indemnity · 5 years
- Hail $238,783 indemnity · 5 years
- Cold Winter $226,906 indemnity · 1 years
All Other Crops 10 years filed
- 0.26Low end of the filed band
- 0.86Middle of the filed band
- 1.26High end of the filed band
- 2016Worst year filed (3.14)
- 10Years filed
- $2,072,266Premium filed
- $1,775,447Indemnity paid
- $50,433,393Liability insured
- 13,011Quantity planted
- 1,697Quantity lost
- 75Policies
- 75Policies with a loss
- 0.86Loss ratio, whole span
Causes that carried the indemnity in Elmore County
- Frost $432,092 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $373,753 indemnity · 10 years
- Cold Winter $319,100 indemnity · 1 years
- Failure of Irrigation Supply $253,416 indemnity · 3 years
- Heat $181,341 indemnity · 5 years
- Decline in Price $94,108 indemnity · 1 years
Every county-crop the agency files in Idaho → Buy the Elmore County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.