Crop-loss band · Idaho
Gem County, Idaho — crop-loss band
- 1.10Low end of the filed band
- 1.74Middle of the filed band
- 3.83High end of the filed band
- 2023Worst year filed (4.20)
- 10Years filed
Every year the Risk Management Agency has filed for Gem County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.10 at the low end to 3.83 at the high end, with 1.74 in the middle. The worst year filed is 2023, at 4.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $35,859 | $128,508 | $177,681 | 12 | 12 | 3.58 |
| 2016 | $76,067 | $291,472 | $1,301,904 | 15 | 15 | 3.83 |
| 2017 | $94,920 | $334,803 | $1,671,090 | 10 | 10 | 3.53 |
| 2018 | $114,693 | $126,294 | $1,539,908 | 17 | 17 | 1.10 |
| 2019 | $163,499 | $231,022 | $1,349,236 | 16 | 16 | 1.41 |
| 2020 | $156,501 | $271,745 | $1,277,635 | 15 | 13 | 1.74 |
| 2021 | $76,843 | $119,038 | $1,172,145 | 13 | 13 | 1.55 |
| 2022 | $183,783 | $302,534 | $726,746 | 21 | 21 | 1.65 |
| 2023 | $48,786 | $204,886 | $443,801 | 10 | 10 | 4.20 |
| 2024 | $173,438 | $323,181 | $700,535 | 16 | 16 | 1.86 |
Commodities insured in Gem County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 0.67Low end of the filed band
- 1.68Middle of the filed band
- 5.38High end of the filed band
- 2023Worst year filed (5.58)
- 10Years filed
- $543,805Premium filed
- $1,382,732Indemnity paid
- $8,323,963Liability insured
- 27,230Quantity planted
- 1,781Quantity lost
- 86Policies
- 84Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Gem County
- Heat $305,543 indemnity · 7 years
- Decline in Price $273,138 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $241,431 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $214,314 indemnity · 2 years
- Hail $108,908 indemnity · 1 years
- Freeze $80,239 indemnity · 6 years
Pasture,Rangeland,Forage 6 years filed
- 1.02Low end of the filed band
- 1.64Middle of the filed band
- 3.04High end of the filed band
- 2023Worst year filed (3.04)
- 6Years filed
- $580,584Premium filed
- $950,751Indemnity paid
- $2,036,718Liability insured
- 98,953Quantity planted
- 0Quantity lost
- 59Policies
- 59Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Gem County
- ARPI/SCO/STAX/MP Crops Only $950,751 indemnity · 6 years
Every county-crop the agency files in Idaho → Buy the Gem County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.