Crop-loss band · Idaho
Madison County, Idaho — crop-loss band
- 1.28Low end of the filed band
- 3.65Middle of the filed band
- 6.80High end of the filed band
- 2019Worst year filed (11.72)
- 10Years filed
Every year the Risk Management Agency has filed for Madison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 6.80 at the high end, with 3.65 in the middle. The worst year filed is 2019, at 11.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $286,311 | $1,044,920 | $4,395,138 | 12 | 12 | 3.65 |
| 2016 | $374,546 | $1,204,234 | $3,887,825 | 24 | 24 | 3.22 |
| 2017 | $112,146 | $148,161 | $1,064,828 | 10 | 10 | 1.32 |
| 2018 | $160,016 | $590,037 | $2,694,101 | 6 | 6 | 3.69 |
| 2019 | $158,929 | $1,862,053 | $3,152,320 | 10 | 10 | 11.72 |
| 2020 | $70,188 | $90,115 | $1,287,798 | 5 | 5 | 1.28 |
| 2021 | $231,597 | $817,358 | $3,681,314 | 24 | 24 | 3.53 |
| 2022 | $317,489 | $2,160,236 | $4,456,699 | 28 | 28 | 6.80 |
| 2023 | $300,284 | $1,410,859 | $4,844,712 | 38 | 38 | 4.70 |
| 2024 | $618,893 | $2,756,108 | $13,337,371 | 38 | 38 | 4.45 |
Commodities insured in Madison County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 6 years filed
- 4.43Low end of the filed band
- 13.01Middle of the filed band
- 16.47High end of the filed band
- 2016Worst year filed (16.47)
- 6Years filed
- $402,400Premium filed
- $4,592,835Indemnity paid
- $8,567,144Liability insured
- 4,615Quantity planted
- 4,615Quantity lost
- 16Policies
- 16Policies with a loss
- 11.41Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Freeze $1,781,110 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,183,759 indemnity · 2 years
- Failure of Irrigation Supply $908,718 indemnity · 1 years
- Frost $666,549 indemnity · 2 years
- Heat $52,699 indemnity · 2 years
Wheat 10 years filed
- 1.42Low end of the filed band
- 3.98Middle of the filed band
- 6.17High end of the filed band
- 2022Worst year filed (7.30)
- 10Years filed
- $899,092Premium filed
- $3,953,511Indemnity paid
- $14,183,883Liability insured
- 35,125Quantity planted
- 35,386Quantity lost
- 102Policies
- 102Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Heat $913,181 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $784,824 indemnity · 5 years
- Freeze $696,510 indemnity · 1 years
- Cold Winter $421,459 indemnity · 4 years
- Failure of Irrigation Supply $270,238 indemnity · 1 years
- Decline in Price $234,545 indemnity · 3 years
Whole Farm Revenue Protection 8 years filed
- 0.20Low end of the filed band
- 1.16Middle of the filed band
- 4.94High end of the filed band
- 2024Worst year filed (4.94)
- 8Years filed
- $905,811Premium filed
- $1,975,820Indemnity paid
- $15,422,520Liability insured
- 0Quantity planted
- 0Quantity lost
- 35Policies
- 35Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Decline in Price $744,671 indemnity · 5 years
- Freeze $630,708 indemnity · 2 years
- Frost $186,018 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $149,322 indemnity · 2 years
- Hail $136,517 indemnity · 2 years
- Heat $85,335 indemnity · 2 years
Barley 7 years filed
- 0.83Low end of the filed band
- 3.88Middle of the filed band
- 5.62High end of the filed band
- 2023Worst year filed (5.62)
- 7Years filed
- $423,096Premium filed
- $1,561,915Indemnity paid
- $4,628,559Liability insured
- 18,680Quantity planted
- 18,720Quantity lost
- 42Policies
- 42Policies with a loss
- 3.69Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Heat $762,420 indemnity · 4 years
- Freeze $267,217 indemnity · 1 years
- Hail $246,420 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $189,874 indemnity · 4 years
- Drought $79,713 indemnity · 1 years
- Frost $16,271 indemnity · 2 years
Every county-crop the agency files in Idaho → Buy the Madison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.