Crop-loss band · Idaho
Owyhee County, Idaho — crop-loss band
- 0.29Low end of the filed band
- 1.34Middle of the filed band
- 2.40High end of the filed band
- 2015Worst year filed (6.08)
- 10Years filed
Every year the Risk Management Agency has filed for Owyhee County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.29 at the low end to 2.40 at the high end, with 1.34 in the middle. The worst year filed is 2015, at 6.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $246,259 | $1,498,385 | $1,728,714 | 12 | 12 | 6.08 |
| 2016 | $26,774 | $44,554 | $91,206 | 2 | 2 | 1.66 |
| 2017 | $9,123 | $2,644 | $29,055 | 1 | 1 | 0.29 |
| 2018 | $356,618 | $854,483 | $1,128,555 | 28 | 28 | 2.40 |
| 2019 | $1,237,885 | $1,232,146 | $4,079,765 | 36 | 36 | 1.00 |
| 2020 | $1,116,323 | $1,701,980 | $4,452,680 | 73 | 73 | 1.52 |
| 2021 | $1,519,268 | $1,954,781 | $6,210,110 | 98 | 98 | 1.29 |
| 2022 | $2,910,360 | $3,695,182 | $11,034,699 | 163 | 163 | 1.27 |
| 2023 | $496,648 | $1,164,957 | $5,638,983 | 31 | 31 | 2.35 |
| 2024 | $4,772,672 | $6,398,923 | $21,294,573 | 152 | 152 | 1.34 |
Commodities insured in Owyhee County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 0.88Low end of the filed band
- 1.29Middle of the filed band
- 2.43High end of the filed band
- 2018Worst year filed (2.43)
- 7Years filed
- $11,829,406Premium filed
- $14,957,120Indemnity paid
- $42,539,767Liability insured
- 1,983,259Quantity planted
- 0Quantity lost
- 549Policies
- 549Policies with a loss
- 1.26Loss ratio, whole span
Causes that carried the indemnity in Owyhee County
- ARPI/SCO/STAX/MP Crops Only $14,957,120 indemnity · 7 years
Corn 5 years filed
- 1.85Low end of the filed band
- 6.95Middle of the filed band
- 9.96High end of the filed band
- 2015Worst year filed (9.96)
- 5Years filed
- $573,048Premium filed
- $2,450,449Indemnity paid
- $8,980,203Liability insured
- 4,938Quantity planted
- 8,436Quantity lost
- 28Policies
- 28Policies with a loss
- 4.28Loss ratio, whole span
Causes that carried the indemnity in Owyhee County
- Failure of Irrigation Supply $1,458,676 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $622,593 indemnity · 1 years
- Wind/Excess Wind $150,281 indemnity · 3 years
- Cold Wet Weather $125,335 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $43,469 indemnity · 1 years
- Insects $23,370 indemnity · 1 years
All Other Crops 8 years filed
- 0.29Low end of the filed band
- 1.66Middle of the filed band
- 15.76High end of the filed band
- 2019Worst year filed (15.76)
- 8Years filed
- $289,476Premium filed
- $1,140,466Indemnity paid
- $4,168,370Liability insured
- 40,292Quantity planted
- 144Quantity lost
- 19Policies
- 19Policies with a loss
- 3.94Loss ratio, whole span
Causes that carried the indemnity in Owyhee County
- Hail $366,532 indemnity · 2 years
- Freeze $356,142 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $329,160 indemnity · 4 years
- Frost $86,644 indemnity · 2 years
- Wind/Excess Wind $1,989 indemnity · 1 years
Every county-crop the agency files in Idaho → Buy the Owyhee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.