Crop-loss band · Illinois
Adams County, Illinois — crop-loss band
- 1.05Low end of the filed band
- 1.39Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (3.54)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 2.70 at the high end, with 1.39 in the middle. The worst year filed is 2019, at 3.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,417,973 | $7,587,533 | $35,420,117 | 755 | 752 | 2.22 |
| 2016 | $494,962 | $998,662 | $5,943,930 | 246 | 239 | 2.02 |
| 2017 | $1,592,201 | $1,675,305 | $21,006,408 | 649 | 625 | 1.05 |
| 2018 | $604,644 | $1,629,816 | $7,028,130 | 334 | 330 | 2.70 |
| 2019 | $3,511,108 | $12,426,631 | $38,556,336 | 1,185 | 1,182 | 3.54 |
| 2020 | $2,175,238 | $3,009,759 | $29,894,841 | 693 | 692 | 1.38 |
| 2021 | $2,005,592 | $2,492,087 | $25,447,846 | 602 | 602 | 1.24 |
| 2022 | $1,054,192 | $1,400,551 | $14,870,702 | 359 | 359 | 1.33 |
| 2023 | $4,216,009 | $6,400,073 | $56,353,853 | 908 | 908 | 1.52 |
| 2024 | $1,868,386 | $2,597,139 | $26,240,660 | 658 | 658 | 1.39 |
Commodities insured in Adams County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.87Low end of the filed band
- 1.44Middle of the filed band
- 2.38High end of the filed band
- 2019Worst year filed (3.50)
- 10Years filed
- $14,905,019Premium filed
- $26,721,789Indemnity paid
- $165,902,182Liability insured
- 258,866Quantity planted
- 224,848Quantity lost
- 3,089Policies
- 3,079Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $17,097,197 indemnity · 10 years
- Drought $4,948,694 indemnity · 10 years
- Decline in Price $2,216,989 indemnity · 8 years
- Cold Wet Weather $511,846 indemnity · 8 years
- Flood $479,768 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $454,067 indemnity · 5 years
Soybeans 10 years filed
- 1.06Low end of the filed band
- 1.79Middle of the filed band
- 3.81High end of the filed band
- 2015Worst year filed (6.33)
- 10Years filed
- $5,437,143Premium filed
- $12,508,965Indemnity paid
- $91,157,952Liability insured
- 202,268Quantity planted
- 153,789Quantity lost
- 2,785Policies
- 2,753Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $8,216,904 indemnity · 10 years
- Drought $2,334,591 indemnity · 10 years
- Decline in Price $710,753 indemnity · 9 years
- Cold Wet Weather $520,308 indemnity · 10 years
- Flood $417,975 indemnity · 6 years
- Wildlife $182,821 indemnity · 10 years
Pasture,Rangeland,Forage 9 years filed
- 0.88Low end of the filed band
- 1.49Middle of the filed band
- 2.34High end of the filed band
- 2016Worst year filed (2.34)
- 9Years filed
- $598,143Premium filed
- $986,802Indemnity paid
- $3,702,689Liability insured
- 15,991Quantity planted
- 0Quantity lost
- 515Policies
- 515Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX/MP Crops Only $986,802 indemnity · 9 years
Every county-crop the agency files in Illinois → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.