Crop-loss band · Illinois
Alexander County, Illinois — crop-loss band
- 0.79Low end of the filed band
- 1.06Middle of the filed band
- 2.13High end of the filed band
- 2015Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Alexander County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.79 at the low end to 2.13 at the high end, with 1.06 in the middle. The worst year filed is 2015, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,618,816 | $4,697,134 | $7,219,504 | 166 | 159 | 2.90 |
| 2016 | $1,203,251 | $967,188 | $4,460,495 | 119 | 108 | 0.80 |
| 2017 | $1,323,052 | $2,427,948 | $5,279,138 | 122 | 122 | 1.84 |
| 2018 | $1,146,114 | $960,825 | $5,088,719 | 114 | 114 | 0.84 |
| 2019 | $3,528,742 | $7,517,859 | $9,580,992 | 198 | 197 | 2.13 |
| 2020 | $1,616,304 | $2,350,129 | $5,248,365 | 118 | 116 | 1.45 |
| 2021 | $1,388,580 | $1,207,719 | $5,491,961 | 80 | 80 | 0.87 |
| 2022 | $1,764,780 | $1,398,334 | $7,808,888 | 84 | 84 | 0.79 |
| 2023 | $1,057,374 | $1,122,788 | $5,255,020 | 64 | 64 | 1.06 |
| 2024 | $1,094,046 | $1,225,114 | $6,135,957 | 111 | 111 | 1.12 |
Commodities insured in Alexander County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.45Low end of the filed band
- 0.94Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (3.01)
- 10Years filed
- $10,843,661Premium filed
- $14,766,031Indemnity paid
- $44,551,935Liability insured
- 143,677Quantity planted
- 121,280Quantity lost
- 834Policies
- 817Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Alexander County
- Excess Moisture/Precipitation/Rain $11,414,138 indemnity · 10 years
- Flood $1,770,082 indemnity · 8 years
- Drought $1,283,097 indemnity · 7 years
- Decline in Price $88,872 indemnity · 5 years
- Cold Wet Weather $69,077 indemnity · 6 years
- Heat $60,548 indemnity · 3 years
Corn 10 years filed
- 0.75Low end of the filed band
- 1.59Middle of the filed band
- 2.60High end of the filed band
- 2022Worst year filed (2.67)
- 10Years filed
- $4,309,975Premium filed
- $7,702,441Indemnity paid
- $14,399,775Liability insured
- 32,945Quantity planted
- 31,485Quantity lost
- 291Policies
- 289Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Alexander County
- Excess Moisture/Precipitation/Rain $5,811,143 indemnity · 10 years
- Drought $1,254,015 indemnity · 6 years
- Cold Wet Weather $341,470 indemnity · 5 years
- Flood $172,591 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $55,553 indemnity · 5 years
- Decline in Price $47,725 indemnity · 4 years
Rice 9 years filed
- 0.10Low end of the filed band
- 2.21Middle of the filed band
- 6.41High end of the filed band
- 2024Worst year filed (6.41)
- 9Years filed
- $587,423Premium filed
- $1,406,566Indemnity paid
- $2,617,329Liability insured
- 6,236Quantity planted
- 6,132Quantity lost
- 51Policies
- 49Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Alexander County
- Excess Moisture/Precipitation/Rain $1,004,162 indemnity · 9 years
- Flood $270,830 indemnity · 2 years
- Wind/Excess Wind $91,167 indemnity · 4 years
- Heat $33,465 indemnity · 1 years
- Decline in Price $6,942 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Alexander County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.