Crop-loss band · Illinois
Boone County, Illinois — crop-loss band
- 0.80Low end of the filed band
- 1.39Middle of the filed band
- 2.51High end of the filed band
- 2019Worst year filed (4.73)
- 10Years filed
Every year the Risk Management Agency has filed for Boone County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.80 at the low end to 2.51 at the high end, with 1.39 in the middle. The worst year filed is 2019, at 4.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $57,888 | $139,151 | $923,944 | 28 | 28 | 2.40 |
| 2016 | $37,291 | $51,964 | $638,061 | 19 | 18 | 1.39 |
| 2017 | $1,845,219 | $4,639,631 | $30,548,040 | 343 | 341 | 2.51 |
| 2018 | $581,553 | $523,333 | $8,075,467 | 77 | 73 | 0.90 |
| 2019 | $1,407,021 | $6,652,184 | $20,154,118 | 337 | 337 | 4.73 |
| 2020 | $354,285 | $866,574 | $6,207,293 | 109 | 107 | 2.45 |
| 2021 | $99,429 | $249,146 | $1,540,718 | 26 | 26 | 2.51 |
| 2022 | $354,649 | $283,319 | $5,160,922 | 37 | 37 | 0.80 |
| 2023 | $2,179,505 | $2,803,169 | $28,110,743 | 183 | 183 | 1.29 |
| 2024 | $1,691,929 | $2,295,848 | $23,354,227 | 263 | 263 | 1.36 |
Commodities insured in Boone County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 1.32Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (4.86)
- 10Years filed
- $6,066,431Premium filed
- $13,213,567Indemnity paid
- $82,577,262Liability insured
- 98,490Quantity planted
- 107,495Quantity lost
- 768Policies
- 764Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Boone County
- Excess Moisture/Precipitation/Rain $7,643,924 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,768,335 indemnity · 6 years
- Decline in Price $1,578,410 indemnity · 6 years
- Drought $1,080,722 indemnity · 8 years
- Cold Wet Weather $998,562 indemnity · 4 years
- Heat $34,532 indemnity · 3 years
Soybeans 10 years filed
- 0.61Low end of the filed band
- 1.85Middle of the filed band
- 3.89High end of the filed band
- 2019Worst year filed (4.17)
- 10Years filed
- $2,542,338Premium filed
- $5,290,752Indemnity paid
- $42,136,271Liability insured
- 76,867Quantity planted
- 73,721Quantity lost
- 654Policies
- 649Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Boone County
- Excess Moisture/Precipitation/Rain $2,630,247 indemnity · 10 years
- Decline in Price $926,918 indemnity · 6 years
- Drought $858,172 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $390,842 indemnity · 4 years
- Cold Wet Weather $188,918 indemnity · 6 years
- Plant Disease $152,679 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Boone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.