Crop-loss band · Illinois
Calhoun County, Illinois — crop-loss band
- 1.54Low end of the filed band
- 1.78Middle of the filed band
- 2.23High end of the filed band
- 2019Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 2.23 at the high end, with 1.78 in the middle. The worst year filed is 2019, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,393,819 | $3,102,273 | $9,907,631 | 275 | 275 | 2.23 |
| 2016 | $572,708 | $1,017,809 | $4,343,768 | 157 | 153 | 1.78 |
| 2017 | $768,984 | $1,183,539 | $5,945,146 | 218 | 214 | 1.54 |
| 2018 | $520,309 | $910,141 | $4,494,213 | 153 | 153 | 1.75 |
| 2019 | $1,064,278 | $3,098,353 | $6,283,495 | 279 | 279 | 2.91 |
| 2020 | $649,216 | $1,412,382 | $4,187,628 | 172 | 172 | 2.18 |
| 2021 | $715,216 | $1,245,277 | $5,272,331 | 194 | 194 | 1.74 |
| 2022 | $854,226 | $1,448,354 | $4,542,966 | 130 | 130 | 1.70 |
| 2023 | $1,124,018 | $2,233,424 | $7,088,578 | 188 | 188 | 1.99 |
| 2024 | $1,301,792 | $2,527,441 | $8,423,523 | 237 | 237 | 1.94 |
Commodities insured in Calhoun County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.35Low end of the filed band
- 1.66Middle of the filed band
- 2.07High end of the filed band
- 2019Worst year filed (2.50)
- 10Years filed
- $4,555,954Premium filed
- $8,436,584Indemnity paid
- $32,487,668Liability insured
- 56,682Quantity planted
- 56,986Quantity lost
- 862Policies
- 857Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $4,203,277 indemnity · 10 years
- Drought $1,396,691 indemnity · 7 years
- Flood $814,118 indemnity · 7 years
- Decline in Price $589,636 indemnity · 7 years
- Wildlife $545,945 indemnity · 9 years
- Wind/Excess Wind $477,831 indemnity · 5 years
Soybeans 10 years filed
- 1.65Low end of the filed band
- 1.93Middle of the filed band
- 3.09High end of the filed band
- 2019Worst year filed (3.40)
- 10Years filed
- $2,962,593Premium filed
- $6,482,297Indemnity paid
- $23,554,047Liability insured
- 56,788Quantity planted
- 56,083Quantity lost
- 1,013Policies
- 1,011Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $2,681,842 indemnity · 10 years
- Drought $1,593,179 indemnity · 8 years
- Wildlife $1,061,407 indemnity · 10 years
- Flood $443,672 indemnity · 9 years
- Decline in Price $370,832 indemnity · 6 years
- Wind/Excess Wind $138,878 indemnity · 5 years
Peaches 10 years filed
- 1.75Low end of the filed band
- 2.04Middle of the filed band
- 2.99High end of the filed band
- 2019Worst year filed (3.51)
- 10Years filed
- $1,446,019Premium filed
- $3,260,112Indemnity paid
- $4,447,564Liability insured
- 1,318Quantity planted
- 1,332Quantity lost
- 128Policies
- 127Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Freeze $2,067,501 indemnity · 8 years
- Cold Wet Weather $382,595 indemnity · 4 years
- Frost $380,965 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $257,674 indemnity · 6 years
- Hail $137,913 indemnity · 3 years
- Cold Winter $18,899 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.