Crop-loss band · Illinois
Carroll County, Illinois — crop-loss band
- 0.84Low end of the filed band
- 1.54Middle of the filed band
- 2.44High end of the filed band
- 2019Worst year filed (4.38)
- 10Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 2.44 at the high end, with 1.54 in the middle. The worst year filed is 2019, at 4.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $199,863 | $486,798 | $2,762,179 | 50 | 50 | 2.44 |
| 2016 | $107,446 | $90,683 | $2,539,510 | 34 | 34 | 0.84 |
| 2017 | $386,034 | $323,758 | $7,755,021 | 79 | 78 | 0.84 |
| 2018 | $227,656 | $536,898 | $5,235,440 | 80 | 80 | 2.36 |
| 2019 | $542,148 | $2,375,617 | $12,384,706 | 163 | 163 | 4.38 |
| 2020 | $734,580 | $1,214,001 | $18,327,886 | 121 | 121 | 1.65 |
| 2021 | $570,869 | $494,421 | $12,356,689 | 66 | 66 | 0.87 |
| 2022 | $283,099 | $512,721 | $6,333,467 | 51 | 51 | 1.81 |
| 2023 | $2,559,377 | $3,939,670 | $48,060,034 | 221 | 221 | 1.54 |
| 2024 | $1,140,346 | $1,435,314 | $21,921,280 | 135 | 135 | 1.26 |
Commodities insured in Carroll County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.57Low end of the filed band
- 1.47Middle of the filed band
- 2.99High end of the filed band
- 2019Worst year filed (4.24)
- 10Years filed
- $5,654,172Premium filed
- $8,720,049Indemnity paid
- $116,662,932Liability insured
- 95,520Quantity planted
- 117,412Quantity lost
- 641Policies
- 640Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $2,538,010 indemnity · 8 years
- Drought $2,462,634 indemnity · 6 years
- Decline in Price $2,121,795 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $824,913 indemnity · 4 years
- Wind/Excess Wind $315,994 indemnity · 4 years
- Flood $237,317 indemnity · 5 years
Soybeans 10 years filed
- 1.12Low end of the filed band
- 2.38Middle of the filed band
- 3.85High end of the filed band
- 2019Worst year filed (5.24)
- 10Years filed
- $1,097,246Premium filed
- $2,689,832Indemnity paid
- $21,013,280Liability insured
- 30,384Quantity planted
- 29,846Quantity lost
- 359Policies
- 359Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $981,642 indemnity · 9 years
- Drought $580,613 indemnity · 8 years
- Decline in Price $455,009 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $356,543 indemnity · 1 years
- Flood $148,912 indemnity · 5 years
- Cold Wet Weather $94,517 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.