Crop-loss band · Illinois
Cass County, Illinois — crop-loss band
- 0.99Low end of the filed band
- 1.78Middle of the filed band
- 3.19High end of the filed band
- 2018Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Cass County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.99 at the low end to 3.19 at the high end, with 1.78 in the middle. The worst year filed is 2018, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $612,318 | $1,042,677 | $7,181,930 | 87 | 86 | 1.70 |
| 2016 | $179,846 | $320,266 | $2,386,212 | 20 | 20 | 1.78 |
| 2017 | $719,691 | $712,379 | $10,071,625 | 144 | 143 | 0.99 |
| 2018 | $39,500 | $130,028 | $651,994 | 35 | 35 | 3.29 |
| 2019 | $667,881 | $2,130,845 | $8,104,846 | 163 | 163 | 3.19 |
| 2020 | $589,510 | $710,541 | $8,334,880 | 130 | 130 | 1.21 |
| 2021 | $310,342 | $678,371 | $3,659,352 | 69 | 69 | 2.19 |
| 2022 | $177,400 | $343,189 | $2,624,834 | 38 | 38 | 1.93 |
| 2023 | $1,772,791 | $3,387,379 | $27,048,844 | 258 | 258 | 1.91 |
| 2024 | $506,460 | $551,646 | $5,917,274 | 116 | 116 | 1.09 |
Commodities insured in Cass County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.38Low end of the filed band
- 1.80Middle of the filed band
- 2.99High end of the filed band
- 2022Worst year filed (3.12)
- 10Years filed
- $4,603,844Premium filed
- $7,750,066Indemnity paid
- $56,814,330Liability insured
- 73,789Quantity planted
- 61,803Quantity lost
- 639Policies
- 638Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Excess Moisture/Precipitation/Rain $3,430,045 indemnity · 10 years
- Drought $1,345,814 indemnity · 6 years
- Decline in Price $1,220,991 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $806,877 indemnity · 2 years
- Flood $370,754 indemnity · 6 years
- Heat $298,563 indemnity · 3 years
Soybeans 10 years filed
- 0.84Low end of the filed band
- 1.61Middle of the filed band
- 3.93High end of the filed band
- 2018Worst year filed (4.14)
- 10Years filed
- $971,895Premium filed
- $2,257,255Indemnity paid
- $19,167,461Liability insured
- 36,676Quantity planted
- 23,958Quantity lost
- 421Policies
- 420Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Excess Moisture/Precipitation/Rain $1,346,804 indemnity · 10 years
- Drought $493,354 indemnity · 8 years
- Decline in Price $188,608 indemnity · 5 years
- Heat $71,697 indemnity · 4 years
- Wildlife $56,565 indemnity · 10 years
- Cold Wet Weather $37,511 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Cass County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.