Crop-loss band · Illinois
Champaign County, Illinois — crop-loss band
- 0.47Low end of the filed band
- 1.12Middle of the filed band
- 2.13High end of the filed band
- 2019Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for Champaign County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.47 at the low end to 2.13 at the high end, with 1.12 in the middle. The worst year filed is 2019, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,289,604 | $2,203,247 | $27,412,023 | 442 | 438 | 1.71 |
| 2016 | $290,362 | $237,310 | $7,033,356 | 113 | 113 | 0.82 |
| 2017 | $3,627,224 | $1,827,960 | $76,595,675 | 1,181 | 1,174 | 0.50 |
| 2018 | $135,784 | $190,842 | $3,767,934 | 98 | 98 | 1.41 |
| 2019 | $3,657,913 | $10,866,786 | $88,482,132 | 1,325 | 1,322 | 2.97 |
| 2020 | $4,373,164 | $4,180,714 | $102,948,393 | 1,235 | 1,232 | 0.96 |
| 2021 | $281,676 | $599,832 | $6,384,817 | 113 | 113 | 2.13 |
| 2022 | $600,490 | $674,225 | $15,763,205 | 194 | 194 | 1.12 |
| 2023 | $7,080,693 | $8,930,277 | $117,205,920 | 1,084 | 1,084 | 1.26 |
| 2024 | $5,417,616 | $2,535,879 | $72,489,881 | 863 | 863 | 0.47 |
Commodities insured in Champaign County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.28Low end of the filed band
- 1.10Middle of the filed band
- 1.74High end of the filed band
- 2019Worst year filed (2.60)
- 10Years filed
- $21,468,439Premium filed
- $22,849,380Indemnity paid
- $340,827,889Liability insured
- 423,959Quantity planted
- 271,729Quantity lost
- 4,001Policies
- 3,991Policies with a loss
- 1.06Loss ratio, whole span
Causes that carried the indemnity in Champaign County
- Excess Moisture/Precipitation/Rain $7,997,576 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $4,882,786 indemnity · 3 years
- Decline in Price $4,486,977 indemnity · 7 years
- Drought $4,466,270 indemnity · 7 years
- Cold Wet Weather $552,114 indemnity · 8 years
- Hail $208,584 indemnity · 1 years
Soybeans 10 years filed
- 0.70Low end of the filed band
- 1.21Middle of the filed band
- 2.64High end of the filed band
- 2019Worst year filed (3.73)
- 10Years filed
- $5,286,086Premium filed
- $9,397,692Indemnity paid
- $177,255,446Liability insured
- 307,448Quantity planted
- 180,370Quantity lost
- 2,647Policies
- 2,640Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Champaign County
- Drought $3,837,711 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,485,083 indemnity · 10 years
- Decline in Price $1,056,243 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $423,763 indemnity · 2 years
- Cold Wet Weather $353,695 indemnity · 9 years
- Hail $89,294 indemnity · 7 years
Every county-crop the agency files in Illinois → Buy the Champaign County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.