Crop-loss band · Illinois
Clark County, Illinois — crop-loss band
- 0.50Low end of the filed band
- 0.71Middle of the filed band
- 1.54High end of the filed band
- 2019Worst year filed (1.66)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.50 at the low end to 1.54 at the high end, with 0.71 in the middle. The worst year filed is 2019, at 1.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,139,701 | $1,759,903 | $11,095,902 | 289 | 281 | 1.54 |
| 2016 | $551,562 | $371,677 | $6,962,332 | 202 | 192 | 0.67 |
| 2017 | $3,216,164 | $2,173,808 | $36,383,508 | 666 | 664 | 0.68 |
| 2018 | $365,607 | $460,193 | $4,762,602 | 177 | 177 | 1.26 |
| 2019 | $2,490,721 | $4,140,622 | $32,171,575 | 796 | 793 | 1.66 |
| 2020 | $2,479,789 | $1,760,662 | $34,156,676 | 586 | 586 | 0.71 |
| 2021 | $1,634,251 | $1,085,261 | $19,130,164 | 314 | 314 | 0.66 |
| 2022 | $1,040,125 | $516,654 | $13,399,012 | 173 | 173 | 0.50 |
| 2023 | $1,120,009 | $1,135,237 | $10,692,570 | 181 | 181 | 1.01 |
| 2024 | $1,227,915 | $1,443,124 | $13,778,646 | 309 | 309 | 1.18 |
Commodities insured in Clark County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.29Low end of the filed band
- 0.63Middle of the filed band
- 1.42High end of the filed band
- 2018Worst year filed (1.56)
- 10Years filed
- $10,398,813Premium filed
- $8,503,842Indemnity paid
- $107,008,598Liability insured
- 176,349Quantity planted
- 137,428Quantity lost
- 1,813Policies
- 1,807Policies with a loss
- 0.82Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $6,072,071 indemnity · 10 years
- Decline in Price $751,951 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $460,926 indemnity · 1 years
- Drought $452,658 indemnity · 5 years
- Flood $279,386 indemnity · 6 years
- Hail $189,212 indemnity · 3 years
Soybeans 10 years filed
- 0.73Low end of the filed band
- 0.99Middle of the filed band
- 2.03High end of the filed band
- 2015Worst year filed (2.37)
- 10Years filed
- $4,867,031Premium filed
- $6,343,299Indemnity paid
- $75,524,389Liability insured
- 170,300Quantity planted
- 129,724Quantity lost
- 1,880Policies
- 1,863Policies with a loss
- 1.30Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $4,271,653 indemnity · 10 years
- Decline in Price $564,577 indemnity · 6 years
- Drought $495,038 indemnity · 9 years
- Flood $337,544 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $221,899 indemnity · 1 years
- Cold Wet Weather $218,531 indemnity · 8 years
Every county-crop the agency files in Illinois → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.