Crop-loss band · Illinois
Clay County, Illinois — crop-loss band
- 0.67Low end of the filed band
- 1.43Middle of the filed band
- 1.98High end of the filed band
- 2015Worst year filed (2.24)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 1.98 at the high end, with 1.43 in the middle. The worst year filed is 2015, at 2.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,059,286 | $6,841,411 | $26,303,180 | 1,102 | 1,086 | 2.24 |
| 2016 | $1,496,509 | $1,188,229 | $13,528,104 | 489 | 479 | 0.79 |
| 2017 | $4,513,245 | $8,883,020 | $43,094,382 | 1,184 | 1,184 | 1.97 |
| 2018 | $793,266 | $1,573,811 | $6,660,148 | 385 | 385 | 1.98 |
| 2019 | $3,589,450 | $6,672,886 | $35,780,414 | 1,069 | 1,060 | 1.86 |
| 2020 | $1,945,165 | $1,672,033 | $17,244,004 | 465 | 465 | 0.86 |
| 2021 | $1,545,739 | $1,030,159 | $13,556,480 | 317 | 317 | 0.67 |
| 2022 | $2,377,808 | $3,693,547 | $23,003,968 | 466 | 466 | 1.55 |
| 2023 | $3,852,052 | $4,003,745 | $41,446,291 | 605 | 605 | 1.04 |
| 2024 | $4,243,860 | $6,059,481 | $48,773,581 | 796 | 796 | 1.43 |
Commodities insured in Clay County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.38Low end of the filed band
- 1.00Middle of the filed band
- 2.01High end of the filed band
- 2017Worst year filed (2.15)
- 10Years filed
- $17,323,792Premium filed
- $22,891,789Indemnity paid
- $139,567,173Liability insured
- 253,615Quantity planted
- 246,564Quantity lost
- 3,053Policies
- 3,043Policies with a loss
- 1.32Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $11,436,512 indemnity · 10 years
- Drought $8,051,107 indemnity · 8 years
- Decline in Price $2,086,588 indemnity · 7 years
- Flood $588,554 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $216,529 indemnity · 4 years
- Cold Wet Weather $194,439 indemnity · 6 years
Soybeans 10 years filed
- 0.77Low end of the filed band
- 1.31Middle of the filed band
- 2.22High end of the filed band
- 2015Worst year filed (2.74)
- 10Years filed
- $9,242,503Premium filed
- $16,021,337Indemnity paid
- $125,295,535Liability insured
- 318,281Quantity planted
- 267,898Quantity lost
- 3,487Policies
- 3,462Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $10,604,386 indemnity · 10 years
- Drought $1,935,954 indemnity · 7 years
- Decline in Price $1,471,526 indemnity · 8 years
- Flood $1,386,649 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $354,114 indemnity · 2 years
- Cold Wet Weather $135,508 indemnity · 8 years
Wheat 10 years filed
- 0.45Low end of the filed band
- 2.44Middle of the filed band
- 3.45High end of the filed band
- 2015Worst year filed (4.52)
- 10Years filed
- $850,086Premium filed
- $2,705,196Indemnity paid
- $4,527,844Liability insured
- 21,715Quantity planted
- 21,772Quantity lost
- 338Policies
- 338Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $2,492,279 indemnity · 10 years
- Drought $44,832 indemnity · 1 years
- Cold Wet Weather $44,091 indemnity · 4 years
- Decline in Price $32,363 indemnity · 5 years
- Freeze $29,143 indemnity · 2 years
- Heat $19,977 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.