Crop-loss band · Illinois
Clinton County, Illinois — crop-loss band
- 0.76Low end of the filed band
- 0.92Middle of the filed band
- 1.73High end of the filed band
- 2015Worst year filed (2.21)
- 10Years filed
Every year the Risk Management Agency has filed for Clinton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.76 at the low end to 1.73 at the high end, with 0.92 in the middle. The worst year filed is 2015, at 2.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,757,015 | $10,518,530 | $26,121,572 | 1,275 | 1,268 | 2.21 |
| 2016 | $2,817,725 | $2,133,402 | $15,260,377 | 528 | 523 | 0.76 |
| 2017 | $4,924,478 | $4,508,709 | $30,160,678 | 741 | 739 | 0.92 |
| 2018 | $999,994 | $851,828 | $6,906,683 | 239 | 239 | 0.85 |
| 2019 | $3,172,575 | $5,490,619 | $19,597,137 | 841 | 839 | 1.73 |
| 2020 | $2,715,762 | $2,429,723 | $19,071,080 | 648 | 647 | 0.89 |
| 2021 | $1,020,172 | $795,560 | $6,997,172 | 234 | 234 | 0.78 |
| 2022 | $3,577,516 | $3,687,231 | $26,143,530 | 538 | 538 | 1.03 |
| 2023 | $6,261,571 | $9,899,447 | $58,334,552 | 892 | 892 | 1.58 |
| 2024 | $4,051,029 | $6,114,050 | $35,532,405 | 962 | 962 | 1.51 |
Commodities insured in Clinton County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.48Low end of the filed band
- 0.69Middle of the filed band
- 1.57High end of the filed band
- 2019Worst year filed (1.66)
- 10Years filed
- $21,747,228Premium filed
- $22,436,958Indemnity paid
- $137,088,602Liability insured
- 222,053Quantity planted
- 208,631Quantity lost
- 3,078Policies
- 3,070Policies with a loss
- 1.03Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Excess Moisture/Precipitation/Rain $11,572,135 indemnity · 10 years
- Drought $5,627,169 indemnity · 7 years
- Decline in Price $2,655,090 indemnity · 10 years
- Flood $1,043,947 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $812,312 indemnity · 4 years
- Wind/Excess Wind $211,330 indemnity · 5 years
Soybeans 10 years filed
- 0.80Low end of the filed band
- 1.25Middle of the filed band
- 2.42High end of the filed band
- 2015Worst year filed (2.71)
- 10Years filed
- $9,990,722Premium filed
- $17,333,027Indemnity paid
- $89,007,124Liability insured
- 215,256Quantity planted
- 202,142Quantity lost
- 3,059Policies
- 3,052Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Excess Moisture/Precipitation/Rain $9,036,375 indemnity · 10 years
- Drought $4,636,773 indemnity · 9 years
- Decline in Price $1,573,535 indemnity · 7 years
- Flood $1,071,196 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $822,987 indemnity · 2 years
- Heat $81,905 indemnity · 5 years
Wheat 10 years filed
- 1.43Low end of the filed band
- 2.28Middle of the filed band
- 3.33High end of the filed band
- 2015Worst year filed (3.79)
- 10Years filed
- $2,180,698Premium filed
- $6,493,819Indemnity paid
- $12,408,853Liability insured
- 46,858Quantity planted
- 46,837Quantity lost
- 745Policies
- 743Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Excess Moisture/Precipitation/Rain $4,921,657 indemnity · 10 years
- Mycotoxin $615,808 indemnity · 5 years
- Cold Wet Weather $334,389 indemnity · 5 years
- Decline in Price $156,057 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $153,165 indemnity · 1 years
- Plant Disease $97,843 indemnity · 2 years
All Other Crops 7 years filed
- 0.07Low end of the filed band
- 0.69Middle of the filed band
- 2.19High end of the filed band
- 2015Worst year filed (2.19)
- 7Years filed
- $379,189Premium filed
- $165,295Indemnity paid
- $5,620,607Liability insured
- 22Quantity planted
- 22Quantity lost
- 16Policies
- 16Policies with a loss
- 0.44Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Excess Moisture/Precipitation/Rain $110,648 indemnity · 6 years
- Freeze $19,487 indemnity · 3 years
- Frost $17,137 indemnity · 1 years
- Excess Sun $14,216 indemnity · 2 years
- Heat $3,807 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Clinton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.