Crop-loss band · Illinois
Coles County, Illinois — crop-loss band
- 0.33Low end of the filed band
- 1.01Middle of the filed band
- 1.33High end of the filed band
- 2024Worst year filed (1.71)
- 10Years filed
Every year the Risk Management Agency has filed for Coles County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.33 at the low end to 1.33 at the high end, with 1.01 in the middle. The worst year filed is 2024, at 1.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $599,956 | $707,877 | $9,586,434 | 136 | 135 | 1.18 |
| 2016 | $563,209 | $212,752 | $9,196,606 | 119 | 117 | 0.38 |
| 2017 | $2,746,870 | $1,244,525 | $43,270,801 | 536 | 534 | 0.45 |
| 2018 | $229,413 | $305,024 | $4,590,456 | 88 | 88 | 1.33 |
| 2019 | $1,748,054 | $1,773,128 | $28,804,287 | 376 | 376 | 1.01 |
| 2020 | $2,367,781 | $805,550 | $36,775,433 | 437 | 437 | 0.34 |
| 2021 | $919,335 | $305,753 | $12,419,142 | 148 | 148 | 0.33 |
| 2022 | $239,020 | $244,103 | $4,736,693 | 70 | 70 | 1.02 |
| 2023 | $1,440,655 | $1,677,353 | $19,062,733 | 189 | 189 | 1.16 |
| 2024 | $849,794 | $1,454,887 | $16,802,529 | 186 | 186 | 1.71 |
Commodities insured in Coles County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.29Low end of the filed band
- 1.00Middle of the filed band
- 1.50High end of the filed band
- 2018Worst year filed (7.81)
- 10Years filed
- $8,647,268Premium filed
- $5,733,679Indemnity paid
- $119,229,561Liability insured
- 163,335Quantity planted
- 95,000Quantity lost
- 1,224Policies
- 1,221Policies with a loss
- 0.66Loss ratio, whole span
Causes that carried the indemnity in Coles County
- Excess Moisture/Precipitation/Rain $2,942,730 indemnity · 10 years
- Decline in Price $1,239,752 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $731,098 indemnity · 2 years
- Drought $550,189 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $148,267 indemnity · 8 years
- Cold Wet Weather $49,119 indemnity · 5 years
Soybeans 10 years filed
- 0.41Low end of the filed band
- 0.67Middle of the filed band
- 1.92High end of the filed band
- 2024Worst year filed (2.18)
- 10Years filed
- $3,056,819Premium filed
- $2,997,273Indemnity paid
- $66,015,553Liability insured
- 117,809Quantity planted
- 60,055Quantity lost
- 1,061Policies
- 1,059Policies with a loss
- 0.98Loss ratio, whole span
Causes that carried the indemnity in Coles County
- Excess Moisture/Precipitation/Rain $1,474,852 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $682,683 indemnity · 1 years
- Drought $414,094 indemnity · 8 years
- Decline in Price $296,460 indemnity · 8 years
- Flood $42,723 indemnity · 6 years
- Cold Wet Weather $33,988 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Coles County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.