Crop-loss band · Illinois
Cook County, Illinois — crop-loss band
- 1.36Low end of the filed band
- 3.45Middle of the filed band
- 5.78High end of the filed band
- 2019Worst year filed (5.97)
- 10Years filed
Every year the Risk Management Agency has filed for Cook County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 5.78 at the high end, with 3.45 in the middle. The worst year filed is 2019, at 5.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $112,977 | $434,081 | $1,408,513 | 35 | 33 | 3.84 |
| 2016 | $41,664 | $56,851 | $470,565 | 14 | 13 | 1.36 |
| 2017 | $97,937 | $311,841 | $1,094,794 | 24 | 24 | 3.18 |
| 2018 | $69,031 | $398,722 | $850,373 | 26 | 26 | 5.78 |
| 2019 | $191,843 | $1,144,972 | $1,794,907 | 51 | 51 | 5.97 |
| 2020 | $139,775 | $544,916 | $1,481,618 | 32 | 32 | 3.90 |
| 2021 | $75,073 | $199,754 | $726,996 | 21 | 21 | 2.66 |
| 2022 | $90,055 | $337,726 | $704,446 | 6 | 6 | 3.75 |
| 2023 | $208,943 | $720,337 | $1,904,244 | 31 | 31 | 3.45 |
| 2024 | $126,032 | $187,382 | $1,313,825 | 28 | 28 | 1.49 |
Commodities insured in Cook County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.77Low end of the filed band
- 3.78Middle of the filed band
- 5.92High end of the filed band
- 2018Worst year filed (6.24)
- 10Years filed
- $728,246Premium filed
- $2,739,719Indemnity paid
- $7,662,549Liability insured
- 17,711Quantity planted
- 16,657Quantity lost
- 172Policies
- 170Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Drought $1,280,064 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,153,572 indemnity · 10 years
- Wildlife $108,489 indemnity · 2 years
- Decline in Price $95,591 indemnity · 6 years
- Cold Wet Weather $51,116 indemnity · 6 years
- Flood $48,606 indemnity · 2 years
Corn 10 years filed
- 0.74Low end of the filed band
- 3.57Middle of the filed band
- 5.52High end of the filed band
- 2019Worst year filed (6.09)
- 10Years filed
- $425,084Premium filed
- $1,596,863Indemnity paid
- $4,087,732Liability insured
- 9,171Quantity planted
- 8,612Quantity lost
- 96Policies
- 95Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Excess Moisture/Precipitation/Rain $1,240,596 indemnity · 7 years
- Drought $129,815 indemnity · 5 years
- Cold Wet Weather $97,091 indemnity · 4 years
- Decline in Price $77,448 indemnity · 5 years
- Wind/Excess Wind $44,694 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $5,840 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Cook County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.