Crop-loss band · Illinois
Cumberland County, Illinois — crop-loss band
- 0.53Low end of the filed band
- 1.07Middle of the filed band
- 1.76High end of the filed band
- 2018Worst year filed (2.16)
- 10Years filed
Every year the Risk Management Agency has filed for Cumberland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.53 at the low end to 1.76 at the high end, with 1.07 in the middle. The worst year filed is 2018, at 2.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,532,592 | $2,565,348 | $19,395,587 | 381 | 379 | 1.67 |
| 2016 | $478,811 | $254,549 | $5,805,201 | 167 | 165 | 0.53 |
| 2017 | $2,841,391 | $2,587,992 | $36,170,755 | 815 | 815 | 0.91 |
| 2018 | $274,683 | $593,414 | $3,502,042 | 142 | 142 | 2.16 |
| 2019 | $1,653,343 | $2,910,898 | $23,779,589 | 687 | 684 | 1.76 |
| 2020 | $1,457,580 | $1,558,203 | $20,866,783 | 515 | 515 | 1.07 |
| 2021 | $1,298,878 | $740,163 | $15,708,471 | 328 | 328 | 0.57 |
| 2022 | $781,852 | $488,591 | $12,613,643 | 191 | 191 | 0.62 |
| 2023 | $651,943 | $722,277 | $9,445,345 | 205 | 205 | 1.11 |
| 2024 | $463,773 | $518,417 | $7,785,286 | 236 | 236 | 1.12 |
Commodities insured in Cumberland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.32Low end of the filed band
- 0.82Middle of the filed band
- 1.65High end of the filed band
- 2018Worst year filed (2.97)
- 10Years filed
- $8,375,651Premium filed
- $8,392,708Indemnity paid
- $94,748,873Liability insured
- 152,502Quantity planted
- 130,757Quantity lost
- 2,034Policies
- 2,030Policies with a loss
- 1.00Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Excess Moisture/Precipitation/Rain $5,773,683 indemnity · 10 years
- Decline in Price $1,259,103 indemnity · 7 years
- Drought $848,128 indemnity · 8 years
- Flood $234,123 indemnity · 6 years
- Cold Wet Weather $79,910 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $58,469 indemnity · 3 years
Soybeans 10 years filed
- 0.83Low end of the filed band
- 1.46Middle of the filed band
- 2.21High end of the filed band
- 2023Worst year filed (2.26)
- 10Years filed
- $3,059,195Premium filed
- $4,547,144Indemnity paid
- $60,323,828Liability insured
- 128,470Quantity planted
- 93,804Quantity lost
- 1,633Policies
- 1,630Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Cumberland County
- Excess Moisture/Precipitation/Rain $3,288,873 indemnity · 10 years
- Drought $617,434 indemnity · 7 years
- Decline in Price $328,457 indemnity · 7 years
- Cold Wet Weather $110,612 indemnity · 7 years
- Flood $105,395 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $48,074 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Cumberland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.