Crop-loss band · Illinois
DeKalb County, Illinois — crop-loss band
- 0.41Low end of the filed band
- 1.19Middle of the filed band
- 1.71High end of the filed band
- 2019Worst year filed (7.58)
- 10Years filed
Every year the Risk Management Agency has filed for DeKalb County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.41 at the low end to 1.71 at the high end, with 1.19 in the middle. The worst year filed is 2019, at 7.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,903,162 | $3,150,362 | $40,371,657 | 300 | 299 | 1.66 |
| 2016 | $611,721 | $247,752 | $15,924,450 | 95 | 79 | 0.41 |
| 2017 | $1,910,338 | $3,262,941 | $38,303,935 | 292 | 286 | 1.71 |
| 2018 | $2,095,552 | $2,767,145 | $45,245,506 | 251 | 250 | 1.32 |
| 2019 | $2,697,185 | $20,448,265 | $52,939,293 | 613 | 613 | 7.58 |
| 2020 | $4,012,848 | $3,931,476 | $107,425,274 | 560 | 559 | 0.98 |
| 2021 | $339,042 | $532,770 | $5,977,896 | 45 | 44 | 1.57 |
| 2022 | $367,983 | $389,517 | $10,296,282 | 57 | 57 | 1.06 |
| 2023 | $4,411,298 | $3,715,725 | $54,787,311 | 326 | 326 | 0.84 |
| 2024 | $3,017,383 | $3,600,909 | $50,199,802 | 294 | 294 | 1.19 |
Commodities insured in DeKalb County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.40Low end of the filed band
- 0.81Middle of the filed band
- 1.94High end of the filed band
- 2019Worst year filed (8.53)
- 10Years filed
- $16,117,152Premium filed
- $32,660,324Indemnity paid
- $322,907,110Liability insured
- 356,773Quantity planted
- 359,560Quantity lost
- 1,662Policies
- 1,640Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Excess Moisture/Precipitation/Rain $22,957,199 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $3,357,383 indemnity · 5 years
- Decline in Price $2,376,773 indemnity · 8 years
- Drought $2,011,137 indemnity · 7 years
- Flood $835,755 indemnity · 5 years
- Plant Disease $291,108 indemnity · 1 years
Soybeans 10 years filed
- 0.50Low end of the filed band
- 1.37Middle of the filed band
- 1.91High end of the filed band
- 2019Worst year filed (4.42)
- 10Years filed
- $4,911,151Premium filed
- $8,575,187Indemnity paid
- $96,246,908Liability insured
- 140,932Quantity planted
- 137,757Quantity lost
- 1,053Policies
- 1,050Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Excess Moisture/Precipitation/Rain $3,726,683 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,771,041 indemnity · 6 years
- Drought $1,655,819 indemnity · 7 years
- Decline in Price $1,111,407 indemnity · 7 years
- Hail $76,518 indemnity · 3 years
- Heat $75,953 indemnity · 1 years
Wheat 9 years filed
- 0.32Low end of the filed band
- 1.32Middle of the filed band
- 3.52High end of the filed band
- 2015Worst year filed (3.52)
- 9Years filed
- $338,209Premium filed
- $811,351Indemnity paid
- $2,317,388Liability insured
- 6,293Quantity planted
- 6,293Quantity lost
- 118Policies
- 117Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Cold Wet Weather $280,300 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $178,338 indemnity · 8 years
- Cold Winter $138,078 indemnity · 3 years
- Mycotoxin $69,210 indemnity · 1 years
- Drought $54,060 indemnity · 4 years
- Decline in Price $39,143 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the DeKalb County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.