Crop-loss band · Illinois
Douglas County, Illinois — crop-loss band
- 0.38Low end of the filed band
- 0.91Middle of the filed band
- 1.28High end of the filed band
- 2015Worst year filed (1.81)
- 10Years filed
Every year the Risk Management Agency has filed for Douglas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.38 at the low end to 1.28 at the high end, with 0.91 in the middle. The worst year filed is 2015, at 1.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $178,890 | $324,555 | $2,736,930 | 68 | 66 | 1.81 |
| 2016 | $144,312 | $130,936 | $2,688,599 | 39 | 29 | 0.91 |
| 2017 | $2,041,764 | $770,289 | $36,556,914 | 442 | 438 | 0.38 |
| 2018 | $125,176 | $160,292 | $1,809,812 | 41 | 41 | 1.28 |
| 2019 | $540,726 | $429,868 | $9,599,813 | 126 | 123 | 0.80 |
| 2020 | $2,564,448 | $1,100,433 | $47,059,262 | 476 | 476 | 0.43 |
| 2021 | $92,510 | $109,563 | $1,571,818 | 39 | 39 | 1.18 |
| 2022 | $265,482 | $126,834 | $5,091,150 | 51 | 51 | 0.48 |
| 2023 | $3,308,407 | $3,274,307 | $54,386,285 | 431 | 431 | 0.99 |
| 2024 | $1,965,720 | $2,400,513 | $29,117,241 | 259 | 259 | 1.22 |
Commodities insured in Douglas County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.10Low end of the filed band
- 0.41Middle of the filed band
- 1.18High end of the filed band
- 2021Worst year filed (4.12)
- 10Years filed
- $8,188,962Premium filed
- $5,021,346Indemnity paid
- $117,246,620Liability insured
- 145,017Quantity planted
- 74,177Quantity lost
- 1,118Policies
- 1,110Policies with a loss
- 0.61Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- ARPI/SCO/STAX/MP Crops Only $1,514,843 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,451,776 indemnity · 10 years
- Decline in Price $811,130 indemnity · 7 years
- Drought $673,669 indemnity · 7 years
- Hail $196,190 indemnity · 1 years
- Heat $151,172 indemnity · 4 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 0.66Middle of the filed band
- 1.30High end of the filed band
- 2024Worst year filed (2.53)
- 10Years filed
- $2,644,724Premium filed
- $3,059,673Indemnity paid
- $71,263,224Liability insured
- 111,085Quantity planted
- 56,248Quantity lost
- 832Policies
- 821Policies with a loss
- 1.16Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Excess Moisture/Precipitation/Rain $1,030,902 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $868,417 indemnity · 2 years
- Decline in Price $508,075 indemnity · 6 years
- Drought $499,639 indemnity · 6 years
- Cold Wet Weather $79,819 indemnity · 8 years
- Flood $21,178 indemnity · 6 years
Hybrid Corn Seed 8 years filed
- 0.42Low end of the filed band
- 1.15Middle of the filed band
- 3.92High end of the filed band
- 2015Worst year filed (3.92)
- 8Years filed
- $393,749Premium filed
- $746,571Indemnity paid
- $2,107,980Liability insured
- 2,882Quantity planted
- 2,882Quantity lost
- 22Policies
- 22Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Excess Moisture/Precipitation/Rain $611,877 indemnity · 6 years
- Drought $130,426 indemnity · 2 years
- Wind/Excess Wind $4,268 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Douglas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.