Crop-loss band · Illinois
Edwards County, Illinois — crop-loss band
- 0.50Low end of the filed band
- 1.10Middle of the filed band
- 2.73High end of the filed band
- 2022Worst year filed (2.81)
- 10Years filed
Every year the Risk Management Agency has filed for Edwards County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.50 at the low end to 2.73 at the high end, with 1.10 in the middle. The worst year filed is 2022, at 2.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $925,218 | $2,528,815 | $4,513,141 | 302 | 302 | 2.73 |
| 2016 | $1,336,714 | $1,159,637 | $6,964,290 | 220 | 215 | 0.87 |
| 2017 | $1,435,700 | $711,157 | $10,199,421 | 248 | 248 | 0.50 |
| 2018 | $811,781 | $1,357,625 | $5,630,128 | 241 | 241 | 1.67 |
| 2019 | $2,109,880 | $4,412,673 | $13,969,874 | 544 | 543 | 2.09 |
| 2020 | $921,825 | $859,347 | $6,905,314 | 200 | 200 | 0.93 |
| 2021 | $1,109,384 | $1,214,939 | $8,227,061 | 209 | 209 | 1.10 |
| 2022 | $1,276,813 | $3,586,562 | $6,992,102 | 202 | 202 | 2.81 |
| 2023 | $1,465,114 | $1,461,837 | $11,504,179 | 231 | 231 | 1.00 |
| 2024 | $1,044,398 | $1,664,525 | $11,286,039 | 276 | 276 | 1.59 |
Commodities insured in Edwards County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.33Low end of the filed band
- 0.90Middle of the filed band
- 2.27High end of the filed band
- 2022Worst year filed (3.02)
- 10Years filed
- $7,094,612Premium filed
- $8,818,784Indemnity paid
- $41,197,720Liability insured
- 81,069Quantity planted
- 68,337Quantity lost
- 1,112Policies
- 1,110Policies with a loss
- 1.24Loss ratio, whole span
Causes that carried the indemnity in Edwards County
- Excess Moisture/Precipitation/Rain $6,780,394 indemnity · 10 years
- Drought $806,129 indemnity · 7 years
- Flood $655,105 indemnity · 5 years
- Decline in Price $338,905 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $70,564 indemnity · 4 years
- Cold Wet Weather $58,151 indemnity · 4 years
Soybeans 10 years filed
- 0.77Low end of the filed band
- 1.61Middle of the filed band
- 2.58High end of the filed band
- 2015Worst year filed (3.07)
- 10Years filed
- $4,728,329Premium filed
- $8,478,469Indemnity paid
- $42,407,390Liability insured
- 104,922Quantity planted
- 91,054Quantity lost
- 1,367Policies
- 1,363Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Edwards County
- Excess Moisture/Precipitation/Rain $5,902,861 indemnity · 10 years
- Drought $1,212,710 indemnity · 8 years
- Flood $861,596 indemnity · 10 years
- Decline in Price $205,503 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $155,154 indemnity · 3 years
- Cold Wet Weather $92,411 indemnity · 5 years
Wheat 10 years filed
- 0.38Low end of the filed band
- 2.65Middle of the filed band
- 3.24High end of the filed band
- 2017Worst year filed (3.44)
- 10Years filed
- $613,886Premium filed
- $1,659,864Indemnity paid
- $2,586,439Liability insured
- 13,001Quantity planted
- 13,001Quantity lost
- 194Policies
- 194Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Edwards County
- Excess Moisture/Precipitation/Rain $1,515,796 indemnity · 10 years
- Drought $68,561 indemnity · 1 years
- Mycotoxin $29,702 indemnity · 1 years
- Decline in Price $20,023 indemnity · 5 years
- Cold Wet Weather $16,850 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $7,612 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Edwards County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.