Crop-loss band · Illinois
Fayette County, Illinois — crop-loss band
- 0.78Low end of the filed band
- 1.20Middle of the filed band
- 2.17High end of the filed band
- 2019Worst year filed (2.26)
- 10Years filed
Every year the Risk Management Agency has filed for Fayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 2.17 at the high end, with 1.20 in the middle. The worst year filed is 2019, at 2.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,158,753 | $6,863,756 | $21,669,734 | 975 | 973 | 2.17 |
| 2016 | $2,186,726 | $1,753,025 | $17,290,870 | 581 | 578 | 0.80 |
| 2017 | $4,092,805 | $3,209,859 | $37,169,454 | 944 | 944 | 0.78 |
| 2018 | $1,055,439 | $1,588,160 | $6,207,138 | 312 | 312 | 1.50 |
| 2019 | $3,213,281 | $7,253,534 | $27,936,963 | 995 | 993 | 2.26 |
| 2020 | $2,683,160 | $3,232,998 | $23,189,707 | 642 | 642 | 1.20 |
| 2021 | $1,931,637 | $1,641,373 | $16,286,195 | 386 | 386 | 0.85 |
| 2022 | $3,489,482 | $3,660,197 | $29,195,725 | 531 | 531 | 1.05 |
| 2023 | $8,422,225 | $15,573,609 | $100,405,169 | 1,324 | 1,324 | 1.85 |
| 2024 | $3,857,067 | $5,254,435 | $47,434,726 | 1,058 | 1,058 | 1.36 |
Commodities insured in Fayette County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.41Low end of the filed band
- 0.76Middle of the filed band
- 1.94High end of the filed band
- 2019Worst year filed (2.81)
- 10Years filed
- $21,752,472Premium filed
- $29,536,459Indemnity paid
- $185,789,460Liability insured
- 300,715Quantity planted
- 266,060Quantity lost
- 3,641Policies
- 3,637Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $13,772,673 indemnity · 10 years
- Drought $11,012,519 indemnity · 8 years
- Decline in Price $2,777,352 indemnity · 7 years
- Flood $683,201 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $416,150 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $290,578 indemnity · 6 years
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.30Middle of the filed band
- 1.86High end of the filed band
- 2015Worst year filed (2.26)
- 10Years filed
- $11,604,045Premium filed
- $18,050,828Indemnity paid
- $137,168,126Liability insured
- 318,780Quantity planted
- 265,054Quantity lost
- 3,779Policies
- 3,776Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $11,744,512 indemnity · 10 years
- Drought $3,267,774 indemnity · 8 years
- Decline in Price $1,311,086 indemnity · 9 years
- Flood $1,116,461 indemnity · 8 years
- Cold Wet Weather $250,587 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $185,002 indemnity · 2 years
Wheat 10 years filed
- 1.24Low end of the filed band
- 2.63Middle of the filed band
- 4.12High end of the filed band
- 2017Worst year filed (4.36)
- 10Years filed
- $734,058Premium filed
- $2,443,659Indemnity paid
- $3,828,095Liability insured
- 18,293Quantity planted
- 18,473Quantity lost
- 328Policies
- 328Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $2,173,874 indemnity · 9 years
- Cold Wet Weather $128,532 indemnity · 4 years
- Decline in Price $36,819 indemnity · 6 years
- Cold Winter $35,690 indemnity · 2 years
- Plant Disease $29,452 indemnity · 1 years
- Mycotoxin $20,263 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Fayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.