Crop-loss band · Illinois
Franklin County, Illinois — crop-loss band
- 0.84Low end of the filed band
- 1.11Middle of the filed band
- 1.99High end of the filed band
- 2015Worst year filed (2.03)
- 10Years filed
Every year the Risk Management Agency has filed for Franklin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 1.99 at the high end, with 1.11 in the middle. The worst year filed is 2015, at 2.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,691,508 | $3,433,558 | $7,990,711 | 263 | 262 | 2.03 |
| 2016 | $2,727,992 | $3,026,320 | $14,811,660 | 331 | 330 | 1.11 |
| 2017 | $1,717,743 | $1,608,970 | $10,886,615 | 179 | 179 | 0.94 |
| 2018 | $1,011,076 | $1,099,689 | $7,764,778 | 187 | 187 | 1.09 |
| 2019 | $2,564,977 | $5,094,881 | $17,064,276 | 386 | 386 | 1.99 |
| 2020 | $964,671 | $1,075,249 | $7,014,279 | 175 | 175 | 1.11 |
| 2021 | $1,224,039 | $2,086,679 | $9,073,988 | 192 | 192 | 1.70 |
| 2022 | $1,447,802 | $2,472,328 | $10,774,811 | 149 | 149 | 1.71 |
| 2023 | $2,458,869 | $2,058,721 | $17,173,493 | 236 | 236 | 0.84 |
| 2024 | $2,952,575 | $4,662,582 | $21,933,389 | 365 | 365 | 1.58 |
Commodities insured in Franklin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.86Low end of the filed band
- 1.19Middle of the filed band
- 2.07High end of the filed band
- 2015Worst year filed (2.10)
- 10Years filed
- $7,711,694Premium filed
- $11,210,345Indemnity paid
- $67,447,937Liability insured
- 186,930Quantity planted
- 163,145Quantity lost
- 1,282Policies
- 1,280Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Excess Moisture/Precipitation/Rain $7,032,139 indemnity · 10 years
- Drought $2,527,812 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $840,820 indemnity · 2 years
- Decline in Price $445,029 indemnity · 8 years
- Cold Wet Weather $160,246 indemnity · 7 years
- Wildlife $104,047 indemnity · 4 years
Corn 10 years filed
- 0.48Low end of the filed band
- 0.97Middle of the filed band
- 1.72High end of the filed band
- 2019Worst year filed (1.95)
- 10Years filed
- $9,219,328Premium filed
- $11,038,880Indemnity paid
- $48,978,456Liability insured
- 106,071Quantity planted
- 94,415Quantity lost
- 937Policies
- 937Policies with a loss
- 1.20Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Excess Moisture/Precipitation/Rain $9,169,251 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $556,225 indemnity · 4 years
- Drought $529,464 indemnity · 8 years
- Decline in Price $361,501 indemnity · 6 years
- Cold Wet Weather $180,511 indemnity · 7 years
- Flood $105,226 indemnity · 3 years
Wheat 10 years filed
- 0.75Low end of the filed band
- 2.65Middle of the filed band
- 3.51High end of the filed band
- 2021Worst year filed (3.53)
- 10Years filed
- $1,830,230Premium filed
- $4,369,752Indemnity paid
- $8,061,607Liability insured
- 31,982Quantity planted
- 31,982Quantity lost
- 244Policies
- 244Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Excess Moisture/Precipitation/Rain $3,815,479 indemnity · 10 years
- Drought $175,903 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $136,226 indemnity · 3 years
- Decline in Price $76,047 indemnity · 5 years
- Mycotoxin $68,511 indemnity · 1 years
- Cold Wet Weather $45,901 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Franklin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.