Crop-loss band · Illinois
Fulton County, Illinois — crop-loss band
- 0.81Low end of the filed band
- 1.49Middle of the filed band
- 2.66High end of the filed band
- 2018Worst year filed (3.09)
- 10Years filed
Every year the Risk Management Agency has filed for Fulton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 2.66 at the high end, with 1.49 in the middle. The worst year filed is 2018, at 3.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,332,350 | $5,042,981 | $26,525,571 | 421 | 414 | 2.16 |
| 2016 | $192,168 | $285,659 | $2,750,921 | 53 | 50 | 1.49 |
| 2017 | $1,439,453 | $1,166,217 | $19,481,022 | 314 | 292 | 0.81 |
| 2018 | $240,132 | $741,167 | $4,328,749 | 104 | 104 | 3.09 |
| 2019 | $3,212,740 | $8,550,846 | $40,969,793 | 666 | 662 | 2.66 |
| 2020 | $1,783,506 | $2,060,498 | $32,905,878 | 424 | 424 | 1.16 |
| 2021 | $2,092,103 | $2,846,453 | $26,318,399 | 300 | 300 | 1.36 |
| 2022 | $636,165 | $631,769 | $8,719,062 | 117 | 117 | 0.99 |
| 2023 | $3,270,139 | $5,481,627 | $53,382,030 | 492 | 492 | 1.68 |
| 2024 | $1,418,411 | $2,109,541 | $25,305,791 | 337 | 337 | 1.49 |
Commodities insured in Fulton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.85Low end of the filed band
- 1.50Middle of the filed band
- 2.58High end of the filed band
- 2018Worst year filed (2.71)
- 10Years filed
- $11,991,535Premium filed
- $20,893,940Indemnity paid
- $163,616,808Liability insured
- 237,517Quantity planted
- 197,188Quantity lost
- 1,829Policies
- 1,819Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $11,642,498 indemnity · 10 years
- Drought $4,205,569 indemnity · 9 years
- Decline in Price $2,735,067 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $515,273 indemnity · 5 years
- Flood $438,540 indemnity · 6 years
- Cold Wet Weather $436,133 indemnity · 8 years
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.45Middle of the filed band
- 2.97High end of the filed band
- 2018Worst year filed (3.47)
- 10Years filed
- $4,248,325Premium filed
- $7,432,779Indemnity paid
- $74,460,554Liability insured
- 150,052Quantity planted
- 104,137Quantity lost
- 1,243Policies
- 1,217Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $4,143,765 indemnity · 10 years
- Drought $1,542,259 indemnity · 9 years
- Decline in Price $431,530 indemnity · 6 years
- Flood $335,902 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $296,234 indemnity · 4 years
- Cold Wet Weather $294,404 indemnity · 10 years
Pasture,Rangeland,Forage 8 years filed
- 0.78Low end of the filed band
- 1.61Middle of the filed band
- 2.56High end of the filed band
- 2019Worst year filed (2.56)
- 8Years filed
- $377,307Premium filed
- $590,039Indemnity paid
- $2,609,854Liability insured
- 14,383Quantity planted
- 0Quantity lost
- 156Policies
- 156Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- ARPI/SCO/STAX/MP Crops Only $590,039 indemnity · 8 years
Every county-crop the agency files in Illinois → Buy the Fulton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.