Crop-loss band · Illinois
Gallatin County, Illinois — crop-loss band
- 0.46Low end of the filed band
- 0.93Middle of the filed band
- 2.35High end of the filed band
- 2015Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Gallatin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.46 at the low end to 2.35 at the high end, with 0.93 in the middle. The worst year filed is 2015, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,707,258 | $7,140,506 | $12,936,537 | 217 | 217 | 2.64 |
| 2016 | $3,974,946 | $3,396,936 | $24,409,297 | 303 | 302 | 0.85 |
| 2017 | $2,519,190 | $1,153,713 | $14,188,266 | 196 | 196 | 0.46 |
| 2018 | $2,716,462 | $2,773,049 | $19,771,838 | 255 | 255 | 1.02 |
| 2019 | $4,381,380 | $10,302,697 | $32,680,128 | 382 | 382 | 2.35 |
| 2020 | $1,944,449 | $2,053,954 | $12,981,958 | 191 | 191 | 1.06 |
| 2021 | $1,504,131 | $741,190 | $10,715,008 | 143 | 143 | 0.49 |
| 2022 | $2,744,583 | $1,976,446 | $20,160,033 | 152 | 152 | 0.72 |
| 2023 | $6,614,335 | $6,149,742 | $52,740,403 | 355 | 355 | 0.93 |
| 2024 | $4,695,572 | $6,831,833 | $41,565,761 | 416 | 416 | 1.46 |
Commodities insured in Gallatin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 0.85Middle of the filed band
- 2.02High end of the filed band
- 2015Worst year filed (2.16)
- 10Years filed
- $19,561,115Premium filed
- $22,486,366Indemnity paid
- $133,961,103Liability insured
- 164,935Quantity planted
- 156,964Quantity lost
- 1,056Policies
- 1,055Policies with a loss
- 1.15Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- Excess Moisture/Precipitation/Rain $10,859,317 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $5,720,755 indemnity · 5 years
- Flood $2,971,600 indemnity · 6 years
- Decline in Price $1,430,548 indemnity · 7 years
- Drought $1,361,919 indemnity · 7 years
- Wind/Excess Wind $42,822 indemnity · 3 years
Soybeans 10 years filed
- 0.35Low end of the filed band
- 0.73Middle of the filed band
- 2.94High end of the filed band
- 2015Worst year filed (3.13)
- 10Years filed
- $13,518,352Premium filed
- $18,115,030Indemnity paid
- $105,767,294Liability insured
- 224,309Quantity planted
- 182,174Quantity lost
- 1,425Policies
- 1,425Policies with a loss
- 1.34Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- Excess Moisture/Precipitation/Rain $9,448,133 indemnity · 10 years
- Flood $3,873,133 indemnity · 6 years
- Drought $1,995,948 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,869,559 indemnity · 4 years
- Decline in Price $845,468 indemnity · 9 years
- Cold Wet Weather $60,987 indemnity · 6 years
Wheat 10 years filed
- 0.32Low end of the filed band
- 2.79Middle of the filed band
- 3.28High end of the filed band
- 2017Worst year filed (4.76)
- 10Years filed
- $722,839Premium filed
- $1,918,670Indemnity paid
- $2,420,832Liability insured
- 9,635Quantity planted
- 9,635Quantity lost
- 129Policies
- 129Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Gallatin County
- Excess Moisture/Precipitation/Rain $1,539,110 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $289,998 indemnity · 2 years
- Flood $82,058 indemnity · 3 years
- Decline in Price $7,504 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Gallatin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.