Crop-loss band · Illinois
Hamilton County, Illinois — crop-loss band
- 0.58Low end of the filed band
- 1.31Middle of the filed band
- 2.08High end of the filed band
- 2015Worst year filed (2.47)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 2.08 at the high end, with 1.31 in the middle. The worst year filed is 2015, at 2.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,194,949 | $5,430,752 | $10,557,316 | 490 | 488 | 2.47 |
| 2016 | $4,960,907 | $6,999,454 | $21,971,200 | 638 | 633 | 1.41 |
| 2017 | $2,653,468 | $1,532,773 | $16,032,488 | 353 | 353 | 0.58 |
| 2018 | $1,727,690 | $2,860,466 | $11,047,278 | 326 | 326 | 1.66 |
| 2019 | $4,820,054 | $10,015,988 | $28,907,032 | 832 | 832 | 2.08 |
| 2020 | $2,210,974 | $2,627,855 | $14,716,612 | 366 | 366 | 1.19 |
| 2021 | $2,346,796 | $2,485,023 | $16,277,678 | 317 | 317 | 1.06 |
| 2022 | $2,791,445 | $3,857,826 | $19,740,568 | 321 | 321 | 1.38 |
| 2023 | $7,777,634 | $6,135,140 | $58,934,400 | 542 | 542 | 0.79 |
| 2024 | $5,277,627 | $6,900,711 | $43,457,699 | 557 | 557 | 1.31 |
Commodities insured in Hamilton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.45Low end of the filed band
- 0.88Middle of the filed band
- 1.63High end of the filed band
- 2019Worst year filed (2.11)
- 10Years filed
- $22,992,200Premium filed
- $25,218,282Indemnity paid
- $129,787,952Liability insured
- 202,179Quantity planted
- 207,399Quantity lost
- 2,019Policies
- 2,015Policies with a loss
- 1.10Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $17,446,342 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $3,932,793 indemnity · 4 years
- Drought $2,230,011 indemnity · 9 years
- Decline in Price $576,382 indemnity · 6 years
- Cold Wet Weather $435,120 indemnity · 7 years
- Flood $225,188 indemnity · 3 years
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.13Middle of the filed band
- 2.09High end of the filed band
- 2015Worst year filed (2.72)
- 10Years filed
- $11,027,002Premium filed
- $15,958,849Indemnity paid
- $101,362,007Liability insured
- 253,230Quantity planted
- 225,538Quantity lost
- 2,228Policies
- 2,225Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $11,399,170 indemnity · 10 years
- Drought $2,497,766 indemnity · 9 years
- Flood $778,465 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $539,654 indemnity · 2 years
- Cold Wet Weather $366,183 indemnity · 6 years
- Decline in Price $294,241 indemnity · 7 years
Wheat 10 years filed
- 0.97Low end of the filed band
- 2.61Middle of the filed band
- 3.16High end of the filed band
- 2015Worst year filed (3.63)
- 10Years filed
- $2,742,342Premium filed
- $7,668,857Indemnity paid
- $10,492,312Liability insured
- 47,889Quantity planted
- 47,971Quantity lost
- 495Policies
- 495Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $7,004,655 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $182,981 indemnity · 2 years
- Cold Wet Weather $173,149 indemnity · 6 years
- Freeze $99,371 indemnity · 1 years
- Drought $79,065 indemnity · 3 years
- Mycotoxin $63,532 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.