Crop-loss band · Illinois
Henderson County, Illinois — crop-loss band
- 1.45Low end of the filed band
- 1.97Middle of the filed band
- 2.60High end of the filed band
- 2019Worst year filed (3.57)
- 10Years filed
Every year the Risk Management Agency has filed for Henderson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.60 at the high end, with 1.97 in the middle. The worst year filed is 2019, at 3.57. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $351,230 | $914,651 | $4,633,406 | 112 | 111 | 2.60 |
| 2016 | $152,999 | $346,484 | $2,242,520 | 81 | 77 | 2.26 |
| 2017 | $144,052 | $283,736 | $2,002,444 | 58 | 56 | 1.97 |
| 2018 | $260,478 | $534,343 | $3,567,454 | 80 | 80 | 2.05 |
| 2019 | $1,440,278 | $5,144,996 | $18,500,500 | 333 | 333 | 3.57 |
| 2020 | $902,315 | $1,333,744 | $14,902,096 | 201 | 201 | 1.48 |
| 2021 | $1,606,706 | $2,473,747 | $19,927,882 | 250 | 250 | 1.54 |
| 2022 | $295,733 | $613,221 | $3,845,248 | 62 | 62 | 2.07 |
| 2023 | $1,292,444 | $1,932,035 | $15,004,093 | 175 | 175 | 1.49 |
| 2024 | $677,768 | $980,423 | $9,537,727 | 149 | 149 | 1.45 |
Commodities insured in Henderson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.34Low end of the filed band
- 1.82Middle of the filed band
- 2.43High end of the filed band
- 2019Worst year filed (3.26)
- 10Years filed
- $5,617,640Premium filed
- $10,974,162Indemnity paid
- $70,928,168Liability insured
- 97,070Quantity planted
- 79,166Quantity lost
- 922Policies
- 919Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $5,807,179 indemnity · 10 years
- Drought $1,938,258 indemnity · 10 years
- Decline in Price $939,894 indemnity · 7 years
- Wind/Excess Wind $596,085 indemnity · 7 years
- Plant Disease $591,108 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $587,356 indemnity · 3 years
Soybeans 10 years filed
- 1.37Low end of the filed band
- 2.15Middle of the filed band
- 3.26High end of the filed band
- 2019Worst year filed (5.67)
- 10Years filed
- $1,506,363Premium filed
- $3,583,218Indemnity paid
- $23,235,202Liability insured
- 45,375Quantity planted
- 35,627Quantity lost
- 579Policies
- 575Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $1,827,801 indemnity · 10 years
- Drought $945,105 indemnity · 10 years
- Decline in Price $279,922 indemnity · 7 years
- Flood $196,929 indemnity · 5 years
- Cold Wet Weather $176,814 indemnity · 7 years
- Heat $63,070 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Henderson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.