Crop-loss band · Illinois
Henry County, Illinois — crop-loss band
- 1.52Low end of the filed band
- 1.81Middle of the filed band
- 2.51High end of the filed band
- 2019Worst year filed (5.16)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 2.51 at the high end, with 1.81 in the middle. The worst year filed is 2019, at 5.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $575,044 | $1,112,409 | $9,003,762 | 167 | 165 | 1.93 |
| 2016 | $257,792 | $578,752 | $5,231,017 | 85 | 84 | 2.25 |
| 2017 | $525,323 | $1,105,183 | $8,581,249 | 152 | 151 | 2.10 |
| 2018 | $307,164 | $771,248 | $5,765,598 | 99 | 99 | 2.51 |
| 2019 | $4,581,275 | $23,650,200 | $83,488,893 | 1,311 | 1,302 | 5.16 |
| 2020 | $1,574,883 | $2,850,992 | $31,994,832 | 470 | 467 | 1.81 |
| 2021 | $811,272 | $1,453,499 | $12,554,083 | 168 | 168 | 1.79 |
| 2022 | $419,306 | $663,265 | $6,405,899 | 80 | 80 | 1.58 |
| 2023 | $5,527,357 | $8,404,508 | $82,248,286 | 616 | 616 | 1.52 |
| 2024 | $2,066,752 | $3,483,548 | $34,887,597 | 406 | 406 | 1.69 |
Commodities insured in Henry County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.48Low end of the filed band
- 2.07Middle of the filed band
- 3.50High end of the filed band
- 2019Worst year filed (5.37)
- 10Years filed
- $12,029,769Premium filed
- $32,761,583Indemnity paid
- $199,196,895Liability insured
- 261,300Quantity planted
- 236,119Quantity lost
- 2,047Policies
- 2,034Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $20,162,470 indemnity · 10 years
- Decline in Price $4,511,235 indemnity · 8 years
- Drought $3,655,377 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,784,655 indemnity · 2 years
- Flood $780,082 indemnity · 4 years
- Wind/Excess Wind $664,000 indemnity · 6 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 1.86Middle of the filed band
- 2.24High end of the filed band
- 2019Worst year filed (4.54)
- 10Years filed
- $4,616,399Premium filed
- $11,312,021Indemnity paid
- $80,964,321Liability insured
- 151,219Quantity planted
- 134,968Quantity lost
- 1,507Policies
- 1,504Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $6,972,999 indemnity · 10 years
- Drought $2,017,486 indemnity · 9 years
- Decline in Price $1,234,297 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $555,724 indemnity · 2 years
- Cold Wet Weather $203,805 indemnity · 10 years
- Flood $140,873 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.